topic Synchrony Bank/Financial inquiry in Credit Card Applications

Synchrony Bank/Financial inquiry

Creditcurious74 — Tue, 17 Mar 2015 16:29:47 GMT

Hey guys, on Feb 17th I applied for the Sony Financial card and was approved...Over the weekend decided to apply for Amazon card which I was not aware is by same bank, I was denied but noticed a HP was not done. Do they use same HP from recent application?

Re: Synchrony Bank/Financial inquiry

Anonymous — Tue, 17 Mar 2015 16:41:07 GMT

@Creditcurious74 wrote:
Hey guys, on Feb 17th I applied for the Sony Financial card and was approved...Over the weekend decided to apply for Amazon card which I was not aware is by same bank, I was denied but noticed a HP was not done. Do they use same HP from recent application?

I have a Sony Visa but its issued by Capital One. Which Sony Financial card are you talking about?

Re: Synchrony Bank/Financial inquiry

Creditcurious74 — Tue, 17 Mar 2015 16:50:03 GMT

@Anonymous wrote:
@Creditcurious74 wrote:
Hey guys, on Feb 17th I applied for the Sony Financial card and was approved...Over the weekend decided to apply for Amazon card which I was not aware is by same bank, I was denied but noticed a HP was not done. Do they use same HP from recent application?
I have a Sony Visa but its issued by Capital One. Which Sony Financial card are you talking about?

Sony website have two credit card, the Sony card is by Capital One and Sony Financial Service which is service by Synchrony Bank. Here's the link

http://store.sony.com/-cms-page.content.credit-financing-options

Re: Synchrony Bank/Financial inquiry

Anonymous — Tue, 17 Mar 2015 17:10:29 GMT

Oh cool!! I didnt know that!!

Re: Synchrony Bank/Financial inquiry

FinStar — Wed, 18 Mar 2015 02:41:43 GMT

@Creditcurious74 wrote:
Hey guys, on Feb 17th I applied for the Sony Financial card and was approved...Over the weekend decided to apply for Amazon card which I was not aware is by same bank, I was denied but noticed a HP was not done. Do they use same HP from recent application?

AFAIK, I'm not aware that they would use the same HP from Sony Financial and Amazon Store, let alone a month later. SYNCB can pull EX or TU for some CCs. So, I would recommend that if you are using any monitoring service, allow some time to see if any HP registers. Otherwise, check your CRs if in doubt.