topic Re: Applying for a Credit Card with low scores in Credit Card Applications

Applying for a Credit Card with low scores

Anonymous — Thu, 19 Mar 2015 21:57:50 GMT

I'm in the process of rebuilding my credit but i have low scores EQ 556, TU 572 and EX 563 Are there any credit cards out their that have easy approval for low scores? I had a Cap 1 card charged off in 10/2008 and First Premeire Bank card charged off in 10/2008 as well.

Re: Applying for a Credit Card with low scores

tiger_uppercut — Thu, 19 Mar 2015 22:18:54 GMT

@Anonymous wrote:
I'm in the process of rebuilding my credit but i have low scores EQ 556, TU 572 and EX 563 Are there any credit cards out their that have easy approval for low scores? I had a Cap 1 card charged off in 10/2008 and First Premeire Bank card charged off in 10/2008 as well.

Go here and see if you're prequalified for any cards (it won't cost you a hard credit pull:

http://www.capitalone.com/credit-cards/

Capital One is very forgiving, and it's been long enough that you aren't blacklisted anymore. If you're not prequalified, I'd suggest a secured card to start off with. Do a little research, but if possible get one that unsecures with a major bank: Wells Fargo or Bank of America. If you're not eligible for one of those, avoid Credit One if possible. Head to the "rebuilding your credit" forum and read up. Good luck!

Re: Applying for a Credit Card with low scores

Anonymous — Thu, 19 Mar 2015 22:58:29 GMT

Capital One may be your best bet!! Good luck! They approved me for 2 cards with the last 3 months with 500ish scores

Re: Applying for a Credit Card with low scores

Anonymous — Thu, 19 Mar 2015 23:08:40 GMT

WOW! I got approved for capitol one quicksilver. im so excited! should i apply for another card? or maybe use the capitold one for a few months then try another?

Re: Applying for a Credit Card with low scores

Pway — Fri, 20 Mar 2015 01:27:15 GMT

That is totally up to you. Although Capital One will do another tripple pull.

Re: Applying for a Credit Card with low scores

Anonymous — Fri, 20 Mar 2015 03:49:13 GMT

Cap 1 as others mentioned!

Re: Applying for a Credit Card with low scores

Anonymous — Fri, 20 Mar 2015 04:10:22 GMT

I would wait if I were you and try to PC to a better card! Good luck! Wish I would have done that now!

Re: Applying for a Credit Card with low scores

SecretAzure — Fri, 20 Mar 2015 04:50:13 GMT

@Anonymous wrote:
WOW! I got approved for capitol one quicksilver. im so excited! should i apply for another card? or maybe use the capitold one for a few months then try another?

Wait a year and you can get a good CL with a good card.

Re: Applying for a Credit Card with low scores

Anonymous — Fri, 20 Mar 2015 04:52:50 GMT

Id keep the apping to a very limited basis. With your scores I think there is more than just those ancient COs hounding you.

Re: Applying for a Credit Card with low scores

SecretAzure — Fri, 20 Mar 2015 05:19:42 GMT

@Anonymous wrote:
Id keep the apping to a very limited basis. With your scores I think there is more than just those ancient COs hounding you.

Listen to the President, he knows what he's talking about.

Re: Applying for a Credit Card with low scores

xautodetail — Sat, 21 Mar 2015 00:53:45 GMT

what your sink

your results are in.
Congratulations! We think you'll like this pre-qualified card offer.

Apply now for the Capital One Platinum Card
Capital One® Platinum
APPLY NOW
Primary Benefit
Get the credit you need. Plus, enjoy a $0 intro annual fee for the first year; $19 after that.
Purchase APR
24.9% variable APR
Transfer Information
24.9% variable APR; No transfer fee
Annual Fee
$0 intro for the first year; $19 after that

You are also pre-qualified for:

Apply now for the QuicksilverOne Rewards Card
QuicksilverOne® Rewards
APPLY NOW
Primary Benefit
Earn unlimited 1.5% cash back on every purchase, every day
Purchase APR
0% intro APR until December 2015; 22.9% variable APR after that
Transfer Information
0% intro APR until December 2015; 22.9% variable APR after that; No transfer fee
Annual Fee
$39

Re: Applying for a Credit Card with low scores

Anonymous — Sat, 21 Mar 2015 00:55:36 GMT

@xautodetail wrote:
what your sink

your results are in.
Congratulations! We think you'll like this pre-qualified card offer.
Apply now for the Capital One Platinum Card
Capital One® Platinum
APPLY NOW
Primary Benefit
Get the credit you need. Plus, enjoy a $0 intro annual fee for the first year; $19 after that.
Purchase APR
24.9% variable APR
Transfer Information
24.9% variable APR; No transfer fee
Annual Fee
$0 intro for the first year; $19 after that

You are also pre-qualified for:
Apply now for the QuicksilverOne Rewards Card
QuicksilverOne® Rewards
APPLY NOW
Primary Benefit
Earn unlimited 1.5% cash back on every purchase, every day
Purchase APR
0% intro APR until December 2015; 22.9% variable APR after that
Transfer Information
0% intro APR until December 2015; 22.9% variable APR after that; No transfer fee
Annual Fee
$39

Scores?

Re: Applying for a Credit Card with low scores

xautodetail — Sat, 21 Mar 2015 01:13:20 GMT

EQ 600 EX 600 TU 615

Re: Applying for a Credit Card with low scores

xautodetail — Sat, 21 Mar 2015 01:18:09 GMT

i have 4 card

first choice secure card

Credit one

BoA secure card 99/500

Webbank

all perfect payment for over 8 monuth

Re: Applying for a Credit Card with low scores

Anonymous — Sat, 21 Mar 2015 01:21:07 GMT

@xautodetail wrote:
EQ 600 EX 600 TU 615

I don't recommend any of those.

Go for a Journey.

Re: Applying for a Credit Card with low scores

xautodetail — Sat, 21 Mar 2015 01:29:41 GMT

OK thank i am wait for Discover it by i am not sink the i ready yet

Re: Applying for a Credit Card with low scores

Anonymous — Sat, 21 Mar 2015 01:41:34 GMT

@xautodetail wrote:
OK thank i am wait for Discover it by i am not sink the i ready yet

Good choice.

Re: Applying for a Credit Card with low scores

Anonymous — Sat, 21 Mar 2015 03:54:56 GMT

I have the platinum and quicksilver one. What should be my next step in regards to Cap One? I'm still learning

Re: Applying for a Credit Card with low scores

Anonymous — Sat, 21 Mar 2015 03:58:23 GMT

Depends on scores.

Re: Applying for a Credit Card with low scores

Anonymous — Sat, 21 Mar 2015 03:59:38 GMT

Okay