topic Re: Home Depot Project Loan Denied in Credit Card Applications

Home Depot Project Loan Denied

Creditaddict — Sun, 29 Mar 2015 20:24:35 GMT

Upon finding out yesterday this was not backed by Citi I went into Home Depot this morning and applied for it... Instantly denied.

I don't have a number or anything so guess will just have to wait for the letter to see reasons.

Maybe they tried to pull EQ which is frozen but I would hope the system would at least be smart enough to ask a rep to call in but we will see.

Oh edit... as I type my brilliant self remembered I have USAA Monitoring and had not pulled my report for today:

Experian®	Equifax®	TransUnion®

Business Name	THD LOAN SERVICES
Inquiry Date	3/29/2015
Business Type	Finance Companies - non specific

I was hoping for at least a counter but oh well... will wait for letter.

I received my denial letter from Chase CLI request yesterday and they listed my EX a 715

Re: Home Depot Project Loan Denied

Anonymous — Tue, 31 Mar 2015 02:37:34 GMT

@Creditaddict wrote:
Upon finding out yesterday this was not backed by Citi I went into Home Depot this morning and applied for it... Instantly denied.
I don't have a number or anything so guess will just have to wait for the letter to see reasons.
Maybe they tried to pull EQ which is frozen but I would hope the system would at least be smart enough to ask a rep to call in but we will see.
Oh edit... as I type my brilliant self remembered I have USAA Monitoring and had not pulled my report for today:

Experian® Equifax® TransUnion®

Business Name THD LOAN SERVICES
Inquiry Date 3/29/2015
Business Type Finance Companies - non specific

I was hoping for at least a counter but oh well... will wait for letter.
I received my denial letter from Chase CLI request yesterday and they listed my EX a 715

Is this for a Business Card? Who backs it? I'm sorry you were denied. That stinks.

Re: Home Depot Project Loan Denied

Creditaddict — Tue, 31 Mar 2015 02:55:09 GMT

Personal

Re: Home Depot Project Loan Denied

pizza1 — Tue, 31 Mar 2015 03:17:55 GMT

@Creditaddict wrote:
Personal

ugh!! Im sorry;( If it makes you feel better I just got denied for the SW adn Ritz, LOL

Re: Home Depot Project Loan Denied

creditprotector — Tue, 31 Mar 2015 03:18:21 GMT

@Creditaddict wrote:
Upon finding out yesterday this was not backed by Citi I went into Home Depot this morning and applied for it... Instantly denied.
I don't have a number or anything so guess will just have to wait for the letter to see reasons.
Maybe they tried to pull EQ which is frozen but I would hope the system would at least be smart enough to ask a rep to call in but we will see.
Oh edit... as I type my brilliant self remembered I have USAA Monitoring and had not pulled my report for today:

Experian® Equifax® TransUnion®

Business Name THD LOAN SERVICES
Inquiry Date 3/29/2015
Business Type Finance Companies - non specific

I was hoping for at least a counter but oh well... will wait for letter.
I received my denial letter from Chase CLI request yesterday and they listed my EX a 715

Please share your outcome, I'm in the process of submitting my application, and might share similar circumstances. Sorry for the decline.