topic Re: 3rd BBVA Card? in Credit Card Applications

3rd BBVA Card?

raydmercer2345 — Wed, 08 Apr 2015 23:33:14 GMT

Spoke with a rep for BBVA via online chat. He proceeded to tell me that each signer can have one of every card they offer if they qualify. As soon as I receive my NBA or Clearpoints (whichever gets her first) in the mail I can register for an online account. The rep said once you have an online account, you can apply for ANY of the other cards ONLINE. Thinking about apping for the BBVA Compass Visa Siggy since they are handing out high CLs! Ill keep you posted! Thanks again fico community!

Re: 3rd BBVA Card?

FinStar — Wed, 08 Apr 2015 23:37:32 GMT

@raydmercer2345 wrote:
Spoke with a rep for BBVA via online chat. He proceeded to tell me that each signer can have one of every card they offer if they qualify. As soon as I receive my NBA or Clearpoints (whichever gets her first) in the mail I can register for an online account. The rep said once you have an online account, you can apply for ANY of the other cards ONLINE. Thinking about apping for the BBVA Compass Visa Siggy since they are handing out high CLs! Ill keep you posted! Thanks again fico community!

Don't put all your eggs in one basket! IMO, I would hold off. Two approvals back-to-back isn't that bad at all! A third might be pushing it but if your profile supports then it's your decision. One thing that I've read/heard about BBVA, they monitor things periodically (not as panicky as Barclays) and they have been known to CLD depending on the situation (i.e. carrying a balance for too long, etc). Just my .02.

Re: 3rd BBVA Card?

Anonymous — Wed, 08 Apr 2015 23:42:16 GMT

@FinStar wrote:
@raydmercer2345 wrote:
Spoke with a rep for BBVA via online chat. He proceeded to tell me that each signer can have one of every card they offer if they qualify. As soon as I receive my NBA or Clearpoints (whichever gets her first) in the mail I can register for an online account. The rep said once you have an online account, you can apply for ANY of the other cards ONLINE. Thinking about apping for the BBVA Compass Visa Siggy since they are handing out high CLs! Ill keep you posted! Thanks again fico community!
Don't put all your eggs in one basket! IMO, I would hold off. Two approvals back-to-back isn't that bad at all! A third might be pushing it but if your profile supports then it's your decision. One thing that I've read/heard about BBVA, they monitor things periodically (not as panicky as Barclays) and they have been known to CLD depending on the situation (i.e. carrying a balance for too long, etc). Just my .02.

Interesting point, I agree with Finstar

Re: 3rd BBVA Card?

Anonymous — Wed, 08 Apr 2015 23:49:59 GMT

I agree with Finstar and Mia25. Thank you for the info, it is nice to know about possibly applying online in the future.

Re: 3rd BBVA Card?

Ron1 — Wed, 08 Apr 2015 23:50:07 GMT

@Anonymous wrote:
@FinStar wrote:
@raydmercer2345 wrote:
Spoke with a rep for BBVA via online chat. He proceeded to tell me that each signer can have one of every card they offer if they qualify. As soon as I receive my NBA or Clearpoints (whichever gets her first) in the mail I can register for an online account. The rep said once you have an online account, you can apply for ANY of the other cards ONLINE. Thinking about apping for the BBVA Compass Visa Siggy since they are handing out high CLs! Ill keep you posted! Thanks again fico community!
Don't put all your eggs in one basket! IMO, I would hold off. Two approvals back-to-back isn't that bad at all! A third might be pushing it but if your profile supports then it's your decision. One thing that I've read/heard about BBVA, they monitor things periodically (not as panicky as Barclays) and they have been known to CLD depending on the situation (i.e. carrying a balance for too long, etc). Just my .02.
Interesting point, I agree with Finstar

+1.