topic Re: Has anyone tried for the bbva optimizer???? in Credit Card Applications

Has anyone tried for the bbva optimizer????

Anonymous — Sun, 12 Apr 2015 17:09:52 GMT

I don't think my scores are high enough for the NBA Amex but I noticed the optimized for for rebuilding on their site. I'm wondering if anyone gave that card a chance.

Re: Has anyone tried for the bbva optimizer????

DeeBee78 — Tue, 14 Apr 2015 02:24:04 GMT

I saw in another thread they were approving people with 630's and higher for the NBA Amex, so you actually might stand a chance to get it.

How many baddies do you have? AAoA? current utilization?

Re: Has anyone tried for the bbva optimizer????

Anonymous — Tue, 14 Apr 2015 01:18:02 GMT

It depens on what they pull. My Transunion is in pretty good shape with an old HSBC C/O falling off next month. I have a ways to go on Ex and EQ. I wonder who their pulling.

edit for spelling

Re: Has anyone tried for the bbva optimizer????

Creditaddict — Tue, 14 Apr 2015 00:55:03 GMT

it's secured... why wouldn't you be approved?

Re: Has anyone tried for the bbva optimizer????

Anonymous — Tue, 14 Apr 2015 01:17:05 GMT

Oh I don't want a secured card. My Experian and Equifax have some baddies that will be falling off between now and September.

Re: Has anyone tried for the bbva optimizer????

FinStar — Tue, 14 Apr 2015 02:11:15 GMT

As Creditaddict mentioned, the Optimizer is a secured card. It appears to have somewhat of a decent varaible APR (16.24%) but also comes with an AF ($40). This could be an alternative to other secured products in the market. What is not stated in their T&C is whether it would unsecure at some point.

Re: Has anyone tried for the bbva optimizer????

Anonymous — Tue, 14 Apr 2015 02:39:17 GMT

I didn't even noticed it was secured. I'm not in the market for a secured card but it could be a good option. I thought this was their regular starter card.