topic Re: Overstock. Crap in Credit Card Applications

Overstock. Crap

B335is — Tue, 21 Apr 2015 17:18:50 GMT

Ugh

Re: Overstock. Crap

CreditCuriosity — Tue, 21 Apr 2015 17:31:44 GMT

Wow be surpsied if you were turned down for the overstock card... verification?

Re: Overstock. Crap

Creditaddict — Tue, 21 Apr 2015 17:39:41 GMT

@B335is wrote:
Ugh

oh gee... you and I both!

Re: Overstock. Crap

B335is — Tue, 21 Apr 2015 17:40:44 GMT

@CreditCuriousity wrote:
Wow be surpsied if you were turned down for the overstock card... verification?

I tried to get the pop up for this stupid card forever. Hopefully it's verification, but they already denied me for Crate & Barrel a couple months ago.

Re: Overstock. Crap

B335is — Tue, 21 Apr 2015 17:41:17 GMT

@Creditaddict wrote:
@B335is wrote:
Ugh

oh gee... you and I both!

Did you wait for the letter? Last time I told them I misplaced it

Re: Overstock. Crap

Creditaddict — Tue, 21 Apr 2015 17:46:51 GMT

Yes I waited

Re: Overstock. Crap

dodgerslv — Tue, 21 Apr 2015 17:47:23 GMT

@B335is wrote:
@Creditaddict wrote:
@B335is wrote:
Ugh

oh gee... you and I both!
Did you wait for the letter? Last time I told them I misplaced it

call them up B and see if its a verification issue.

Re: Overstock. Crap

B335is — Tue, 21 Apr 2015 17:57:20 GMT

Eh, I'm burned out trying to talk to Comenity and it's only Tuesday. I'd rather go play in traffic.

Re: Overstock. Crap

CreditMagic7 — Tue, 21 Apr 2015 17:57:45 GMT

@dodgerslv wrote:
@B335is wrote:
@Creditaddict wrote:
@B335is wrote:
Ugh

oh gee... you and I both!
Did you wait for the letter? Last time I told them I misplaced it
call them up B and see if its a verification issue.

Definitely give them a call

Re: Overstock. Crap

B335is — Tue, 21 Apr 2015 18:06:48 GMT

OMG why do I listen to you guys. So I call account protection and it goes something like this:

ME: Hello I applied for the Overstock store card and didn't get a decision, can I provide some information to complete the application?

COMENITY: Sir do you have a letter with an application ID on it?

ME: No I don't have any magical letter, with the evolution of the computer are you able to look it up in your system?

COMENITY: The only thing I can look up is your existing account.

ME: Thank you, as usual I'm glad I called for nothing. Click.

Re: Overstock. Crap

Anonymous — Tue, 21 Apr 2015 18:08:37 GMT

Just tell them your dog ate it.

Works every time.

Re: Overstock. Crap

CreditMagic7 — Tue, 21 Apr 2015 19:23:35 GMT

Let us know what you find out on that B.

Hard to believe that preapproval skipped past you like that.

Re: Overstock. Crap

Anonymous — Tue, 21 Apr 2015 18:52:50 GMT

Normal. Account protection will need to verify your address and other information because something may have changed and be different from their SP report.

Re: Overstock. Crap

northface28 — Tue, 21 Apr 2015 18:53:18 GMT

@B335is wrote:
OMG why do I listen to you guys. So I call account protection and it goes something like this:

ME: Hello I applied for the Overstock store card and didn't get a decision, can I provide some information to complete the application?
COMENITY: Sir do you have a letter with an application ID on it?
ME: No I don't have any magical letter, with the evolution of the computer are you able to look it up in your system?
COMENITY: The only thing I can look up is your existing account.
ME: Thank you, as usual I'm glad I called for nothing. Click.

Maybe you should try to more condescending next time.

Re: Overstock. Crap

B335is — Tue, 21 Apr 2015 19:16:20 GMT

@northface28 wrote:
@B335is wrote:
OMG why do I listen to you guys. So I call account protection and it goes something like this:

ME: Hello I applied for the Overstock store card and didn't get a decision, can I provide some information to complete the application?
COMENITY: Sir do you have a letter with an application ID on it?
ME: No I don't have any magical letter, with the evolution of the computer are you able to look it up in your system?
COMENITY: The only thing I can look up is your existing account.
ME: Thank you, as usual I'm glad I called for nothing. Click.
Maybe you should try to more condescending next time.

Will do.

Re: Overstock. Crap

FinStar — Tue, 21 Apr 2015 19:23:47 GMT

@B335is wrote:
@northface28 wrote:
@B335is wrote:
OMG why do I listen to you guys. So I call account protection and it goes something like this:

ME: Hello I applied for the Overstock store card and didn't get a decision, can I provide some information to complete the application?
COMENITY: Sir do you have a letter with an application ID on it?
ME: No I don't have any magical letter, with the evolution of the computer are you able to look it up in your system?
COMENITY: The only thing I can look up is your existing account.
ME: Thank you, as usual I'm glad I called for nothing. Click.
Maybe you should try to more condescending next time.
Will do.

LOL

So, B. From what I gathered, this was just a cold app right? Not SCT? I suppose just wait for the letter.

Re: Overstock. Crap

Creditaddict — Tue, 21 Apr 2015 19:27:27 GMT

I know since when does a letter going snail mail with no tracking and no signature confirmation all of a sudden make it safe to assume it's you?!

Re: Overstock. Crap

B335is — Tue, 21 Apr 2015 19:31:11 GMT

@FinStar wrote:
@B335is wrote:
@northface28 wrote:
@B335is wrote:
OMG why do I listen to you guys. So I call account protection and it goes something like this:

ME: Hello I applied for the Overstock store card and didn't get a decision, can I provide some information to complete the application?
COMENITY: Sir do you have a letter with an application ID on it?
ME: No I don't have any magical letter, with the evolution of the computer are you able to look it up in your system?
COMENITY: The only thing I can look up is your existing account.
ME: Thank you, as usual I'm glad I called for nothing. Click.
Maybe you should try to more condescending next time.
Will do.
LOL

So, B. From what I gathered, this was just a cold app right? Not SCT? I suppose just wait for the letter.

Yeah it was a cold app. Stupid SCT. I might call and just say the letter is lost.

Re: Overstock. Crap

Creditaddict — Tue, 21 Apr 2015 19:33:09 GMT

They will ask when you applied and to allow 10 days at least!

Re: Overstock. Crap

B335is — Tue, 21 Apr 2015 19:46:04 GMT

@Creditaddict wrote:
They will ask when you applied and to allow 10 days at least!

So much for a new shaver. I guess I'll grow a beard while I wait for the mail.