topic CSP application cancelled - venting in Credit Card Applications

CSP application cancelled - venting

Anonymous — Fri, 24 Apr 2015 16:14:35 GMT

After a week and a half of not getting any sort of update from Chase, I called this morning to cancel the application for CSP.

Applied 4/15, called recon and they needed to verify ID and address. I faxed it in within 15mins. Called in to check status every few days but no updates, just the typical 7-14 business days. Even went into a Chase branch to have their reps verify ID and such, but to no avail, they could not do anything since I do not have an account with them.

Called in again today, they received the fax sometime last week but have not processed it. I gave up and cancelled the application.

Our of the 6 applications I applied since 4/15, Chase is the last one that has not given me any updates.

Approved for Amex Delta Gold, Citi Premier and Prestige, Cap1 Venture and Discover.

Chase, what gives?

Re: CSP application cancelled - venting

CreditMagic7 — Fri, 24 Apr 2015 16:19:29 GMT

Re: CSP application cancelled - venting

youngandcreditwrthy — Fri, 24 Apr 2015 16:22:09 GMT

They can likely see that you opened all of those other accounts and are taking their time on purpose. That's how banks work 😭

Re: CSP application cancelled - venting

Anonymous — Fri, 24 Apr 2015 16:23:59 GMT

@youngandcreditwrthy wrote:
They can likely see that you opened all of those other accounts and are taking their time on purpose. That's how banks work 😭

CSP was my first CC application in almost 2yrs.

Re: CSP application cancelled - venting

Anonymous — Fri, 24 Apr 2015 16:26:20 GMT

With Chase, it is patience. Sometimes, their app. review takes 30 days maximum...

Re: CSP application cancelled - venting

Anonymous — Fri, 24 Apr 2015 16:29:16 GMT

@Anonymous wrote:
With Chase, it is patience. Sometimes, their app. review takes 30 days maximum...

I will probably try again in about a year.

Thought about it and CSP might not pair up well vs. Citi Premier/Prestige combo I'll be using mainly.

Could be tough to spend $4k in the next 3 months on top of the Premier/Prestige/Delta/Venture min spend to get reward points.

Re: CSP application cancelled - venting

joedtx — Fri, 24 Apr 2015 16:29:56 GMT

@Anonymous wrote:
With Chase, it is patience. Sometimes, their app. review takes 30 days maximum...

+1 Good point.

Re: CSP application cancelled - venting

Anonymous — Fri, 24 Apr 2015 16:59:22 GMT

Why would you cancel it and waste a HP? Patience is virtue.

Re: CSP application cancelled - venting

Anonymous — Fri, 24 Apr 2015 17:05:54 GMT

Getting 5 cards is probably enough for now.

I might not meet the $4k min for the CSP to get the reward so it's probably better to wait it out.

$3k Premier

$3k Prestige

$1k Amex Delta Gold

$3k Venture

nothing for Discover

all in the next 3 months.

Re: CSP application cancelled - venting

bigbang91 — Sat, 25 Apr 2015 14:10:09 GMT

@Anonymous wrote:
Getting 5 cards is probably enough for now.

I might not meet the $4k min for the CSP to get the reward so it's probably better to wait it out.

$3k Premier
$3k Prestige
$1k Amex Delta Gold
$3k Venture
nothing for Discover

all in the next 3 months.

Why did you app for 2 cards with almost same bonus categories, for sign up bonus?