topic Re: CHASE come on already! in Credit Card Applications

CHASE come on already!

Anonymous — Sat, 25 Apr 2015 05:08:18 GMT

Had about 800 in revolving debt on about 3 credit cards. Paid that down and my reports reflected 250, experian score went up 30+ points to a whopping 692, and transunion went up to 719!!! with these new scores i decided to once again try my luck with the Chase Freedom. Got the dreaded 7-10 day review. And an e-mail following that said that my application would be reviewed and i would be notified within 30 days..... ughhhh The one last bank i really care to get in with, and they just wont budge!! no baddies on my report at all, but new to credit and i know how Chase likes thicker files, and not to much recent stuff, but dang! lol

Re: CHASE come on already!

-Cal- — Sat, 25 Apr 2015 05:15:11 GMT

Give them a call on Monday to get a faster answer, be prepared to recon.

Re: CHASE come on already!

ddemari — Sat, 25 Apr 2015 05:49:06 GMT

Call the status line and report back the message/ status.

Re: CHASE come on already!

Anonymous — Sat, 25 Apr 2015 06:15:55 GMT

no worries many people (including myself) had to go through this.

my experian fico was around 780 and income around 200k and still had to go through verification and whatever crapshoot they had. I eventually gave up after 1 and half week of no updates from them.

I didn't have much patience for them. So I guess you should wait it out. But do call them and ask for updates.

Re: CHASE come on already!

Anonymous — Sat, 25 Apr 2015 13:08:52 GMT

I can't seem to find an automated phone number.

Re: CHASE come on already!

TRC_WA — Sat, 25 Apr 2015 14:18:00 GMT

@Anonymous wrote:
no worries many people (including myself) had to go through this.

my experian fico was around 780 and income around 200k and still had to go through verification and whatever crapshoot they had. I eventually gave up after 1 and half week of no updates from them.

I didn't have much patience for them. So I guess you should wait it out. But do call them and ask for updates.

Chase is just one of those PITA lenders.

I'm 6 years out of BK13 with less than a year to go until everything falls off my CRs... and have never had a Chase product and can't get approved. I even reconned and requested a $500 Freedom just to "get my foot in the door."

Nope... they cite my BR as reasons for denial.

But yet other lenders have given me $5k-$10k cards.

I have no doubt by this time next year I'll be flooded with Chase offers.

Re: CHASE come on already!

Scupra — Sat, 25 Apr 2015 19:12:38 GMT

888-338-2586 - automated

888-245-0625 - recon number

Call the recon number!!

Re: CHASE come on already!

Booboo71 — Sat, 25 Apr 2015 21:55:36 GMT

when you call the automated line and it says 14 days not 7-10 day but, 14 you then are probaly approved. atleast thsts been my bexperience. anybody else on this?

Re: CHASE come on already!

gdale6 — Sat, 25 Apr 2015 22:33:15 GMT

@TRC_WA wrote:
@Anonymous wrote:
no worries many people (including myself) had to go through this.

my experian fico was around 780 and income around 200k and still had to go through verification and whatever crapshoot they had. I eventually gave up after 1 and half week of no updates from them.

I didn't have much patience for them. So I guess you should wait it out. But do call them and ask for updates.
Chase is just one of those PITA lenders.

I'm 6 years out of BK13 with less than a year to go until everything falls off my CRs... and have never had a Chase product and can't get approved. I even reconned and requested a $500 Freedom just to "get my foot in the door."

Nope... they cite my BR as reasons for denial.

But yet other lenders have given me $5k-$10k cards.

I have no doubt by this time next year I'll be flooded with Chase offers.

I would say within 2 months after your BK drops...

Re: CHASE come on already!

Anonymous — Sat, 25 Apr 2015 22:57:36 GMT

@Anonymous wrote:
Had about 800 in revolving debt on about 3 credit cards. Paid that down and my reports reflected 250, experian score went up 30+ points to a whopping 692, and transunion went up to 719!!! with these new scores i decided to once again try my luck with the Chase Freedom. Got the dreaded 7-10 day review. And an e-mail following that said that my application would be reviewed and i would be notified within 30 days..... ughhhh The one last bank i really care to get in with, and they just wont budge!! no baddies on my report at all, but new to credit and i know how Chase likes thicker files, and not to much recent stuff, but dang! lol

As others mentioned, it could very well be just Verification/manual review.

Happened to me for my new IHG account recently even though I have 4 other Chase cards.

Re: CHASE come on already!

Anonymous — Sat, 25 Apr 2015 23:54:16 GMT

Chase Freedom is my only denial. Thus I've concluded that Chase sucks.