https://ficoforums.myfico.com/t5/Credit-Card-Applications/TD-Bank/m-p/3973418#M56605 <P>Which one? The Easy Rewards is what I used to have an is an okay card. 5% back on dining, gas, groceries, utilities for 6 months and then 1% after that. You get this in the form of points. 1 point = 1 cent. You can redeem as a check, gift cards, some merchandise, etc.</P><P>&nbsp;</P><P>The Cash Rewards card IMO is a scam. It offers the same benefits as above (same rewards) but you can <STRONG>only </STRONG>redeem as a $25 statement credit. There is no reason to get the Cash Rewards at all. Stick with the Easy Rewards. More flexible and since 1 point = 1 cent anyway, you don't lose anything.</P><P>&nbsp;</P><P>&nbsp;</P> Thu, 30 Apr 2015 02:40:54 GMT kdm31091 2015-04-30T02:40:54Z https://ficoforums.myfico.com/t5/Credit-Card-Applications/TD-Bank/m-p/3973370#M56601 <P>Are they a worthwhile credit card? How are they on their limits?&nbsp;</P> Thu, 30 Apr 2015 02:16:28 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/TD-Bank/m-p/3973370#M56601 revjamesl 2015-04-30T02:16:28Z https://ficoforums.myfico.com/t5/Credit-Card-Applications/TD-Bank/m-p/3973418#M56605 <P>Which one? The Easy Rewards is what I used to have an is an okay card. 5% back on dining, gas, groceries, utilities for 6 months and then 1% after that. You get this in the form of points. 1 point = 1 cent. You can redeem as a check, gift cards, some merchandise, etc.</P><P>&nbsp;</P><P>The Cash Rewards card IMO is a scam. It offers the same benefits as above (same rewards) but you can <STRONG>only </STRONG>redeem as a $25 statement credit. There is no reason to get the Cash Rewards at all. Stick with the Easy Rewards. More flexible and since 1 point = 1 cent anyway, you don't lose anything.</P><P>&nbsp;</P><P>&nbsp;</P> Thu, 30 Apr 2015 02:40:54 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/TD-Bank/m-p/3973418#M56605 kdm31091 2015-04-30T02:40:54Z