topic Re: Discover in Credit Card Applications

Discover

Anonymous — Fri, 15 May 2015 14:55:18 GMT

Hello

Does anyone know what score does Discover pull?

Re: Discover

Anonymous — Fri, 15 May 2015 15:16:16 GMT

@Anonymous wrote:
Hello

Does anyone know what score does Discover pull?

Discover approves people with decent scores and does not approve people with 1 particular score. What are your scores and how does your credit profile look like?

Re: Discover

Anonymous — Fri, 15 May 2015 15:23:18 GMT

oh thank you- So they pull all 3 repoerts?

Re: Discover

Anonymous — Fri, 15 May 2015 15:24:20 GMT

@Anonymous wrote:
oh thank you- So they pull all 3 repoerts?

No, they don't pull 3 reports. They usually pull Equifax for 1st time approvals and then TU for CLIs.

Re: Discover

Anonymous — Fri, 15 May 2015 15:26:28 GMT

Perfect! thanks soooo much - Equifax hates me - my other 2 scores are 680-690 but exquifax is waaay low and I'm not gonna waste a HP

Do you know what CC company pulls Experian? my file is 10 years thick

Re: Discover

Anonymous — Fri, 15 May 2015 15:34:18 GMT

@Anonymous wrote:
Perfect! thanks soooo much - Equifax hates me - my other 2 scores are 680-690 but exquifax is waaay low and I'm not gonna waste a HP

Do you know what CC company pulls Experian? my file is 10 years thick

I think the question I should be asking you is what cards are you looking to get? A lot of companies pull experian and I don't think you want cards with all those companies.

So tells us the cards you'd like to have/benefit your habits and we can start from there.

Re: Discover

Anonymous — Sun, 28 Feb 2016 14:43:06 GMT

I just applied for the it card, instant approval, but they pulled experian for me in Jersey.

Re: Discover

Anonymous — Sun, 28 Feb 2016 14:45:19 GMT

I live in New Jersey as well but they pulled TU for me

Re: Discover

Anonymous — Sun, 28 Feb 2016 15:15:06 GMT

I just applied for the IT secured & they pulled EQ. I was approved with a 587 score and and ununpaid $5k CO with them from 2009.

Re: Discover

Anonymous — Mon, 29 Feb 2016 02:23:47 GMT

I applied for the Discover IT card recently and was approved for a CL of only $1,600 they pulled from all three bureaus. I did not qualify for the 0% APR but that is not a huge deal since I plan to pay the card in full each month. I was happy to get the card because I applied back in July 2015 and was denied (this is because I had two cards over the CL. I managed to pay my cards off or bring the utilization down to 10%)

EQ:640

TU:665

EX:651