topic Re: Capital 1 QS CLI request? in Credit Card Applications

Capital 1 QS CLI request?

sunilcobain01 — Fri, 15 May 2015 17:31:52 GMT

Hello Myficoers. I just requested CLI for Capital one QS and received message stating needs further review. Does this mean It got declined?

Re: Capital 1 QS CLI request?

Pway — Fri, 15 May 2015 17:36:03 GMT

How long have you had the card? What is your spend monthly on the card? Normally with Capital One they will give you a instant increase when one is available. Although I will let others chime in here who has had different stories. Although when I got those messages it was a decline in the dcoument center for me.

Re: Capital 1 QS CLI request?

GetMeSlick — Fri, 15 May 2015 18:38:05 GMT

@sunilcobain01 wrote:
Hello Myficoers. I just requested CLI for Capital one QS and received message stating needs further review. Does this mean It got declined?

Dont worry., even if its declined, its going to be SP only.

I got new card in jan,15 - QS(3k). Clicked the LUv button in March and got 2k CLI. Again tested the luv button in April, it said review blah blah. Later received the online document letter stting, that i was already given CLI recently.

No HP. its only SP.

Re: Capital 1 QS CLI request?

Anonymous — Fri, 15 May 2015 18:42:43 GMT

I wouldn't worry. They decline a lot of cli's. But can turn around and approve you for a great cli. Have yet to figure them out.

Re: Capital 1 QS CLI request?

sunilcobain01 — Fri, 15 May 2015 20:36:01 GMT

I hope it happens that way.

Re: Capital 1 QS CLI request?

Anonymous — Fri, 15 May 2015 21:49:56 GMT

Good luck...

Re: Capital 1 QS CLI request?

taxi818 — Fri, 15 May 2015 22:39:32 GMT

@sunilcobain01 wrote:
Hello Myficoers. I just requested CLI for Capital one QS and received message stating needs further review. Does this mean It got declined?

If it said we will let you know in 7-10 days. it is a decline. as other poster stated. cap one increases are instant. any thing else is a decline. but they will tell you the reason.

I.E. not had card long enough.

payments too low.

was ever deragotory reasons.

in any case specific rules to each kind of cap one card.

The QS. is generally every six months unless you are in credit steps. after. for sure. good luck.

Re: Capital 1 QS CLI request?

Anonymous — Sat, 16 May 2015 00:32:23 GMT

I got the 2-3 day message when I hit the button yesterday. Mine hasn't even cut a statement yet, but I was just so tempted to push it. I guess I'll just wait for my "you have got to be freaking kidding" letter to come. Felt good to try though. Lol

Re: Capital 1 QS CLI request?

Anonymous — Sat, 16 May 2015 00:38:06 GMT

@Anonymous wrote:
I got the 2-3 day message when I hit the button yesterday. Mine hasn't even cut a statement yet, but I was just so tempted to push it. I guess I'll just wait for my "you have got to be freaking kidding" letter to come. Felt good to try though. Lol

I have a few dozen of those letters.

Re: Capital 1 QS CLI request?

Anonymous — Sat, 16 May 2015 02:26:01 GMT

It is a decline.

Re: Capital 1 QS CLI request?

Anonymous — Sat, 16 May 2015 02:30:08 GMT

It's been another 6 months on my Platinum & just hit the button. Got the 2/3 day message. I say 50/50 shot with that message. 7-10 day is a decline.

Re: Capital 1 QS CLI request?

Anonymous — Sat, 16 May 2015 16:54:32 GMT

@Anonymous wrote:
It's been another 6 months on my Platinum & just hit the button. Got the 2/3 day message. I say 50/50 shot with that message. 7-10 day is a decline.

If it were a 50/50 shot with the 2/3 day message I'd have about 20 CLI's. Mine have been 100% declines.

Re: Capital 1 QS CLI request?

Anonymous — Wed, 24 Jun 2015 02:40:11 GMT

@googlre10 wrote:
Dont worry., even if its declined, its going to be SP only.

I got new card in jan,15 - QS(3k). Clicked the LUv button in March and got 2k CLI. Again tested the luv button in April, it said review blah blah. Later received the online document letter stting, that i was already given CLI recently.

No HP. its only SP.

I've seen several people say that they got CLIs after the 2nd statement cut. How were you using the card? Were you a frequent user? Did you wait until the 2nd statement cut before you requested the CLI in March?

Re: Capital 1 QS CLI request?

Anonymous — Wed, 24 Jun 2015 23:03:40 GMT

Usually a decline. But good luck anyways!

Re: Capital 1 QS CLI request?

sunilcobain01 — Tue, 11 Aug 2015 22:49:58 GMT

Wait till 6 months. I got my CLI after 6 months. Good luck.