Amex CO, but settled for partial - will they approve new card?

Anonymous — Mon, 18 May 2015 00:56:19 GMT

I had an Amex Blue card and went through difficut times in 2008 and 09 with medical issues and had charge offs, including with Amex.

I used a Debt Resolution company and they helped me settle the accounts, less than full, but legally settled.

Amex sent me a letter inviting me to apply for the Amex Green and another for Amex Gold. I have not responded yet. In the past, I had the Green, then Gold, then they offred me the Blue in a year or two.

If I settled with them for a partial amount, are they likely to deny me their cards now?

I currently have scores in the 650 to 680 range, with 6 COs coming off by the end of the year.

Do they dent apps because of partial settlements?

Thanks in advance.

Re: Amex CO, but settled for partial - will they approve new card?

Anonymous — Mon, 18 May 2015 01:00:29 GMT

I went through the exact same thing and they approved me literally a month and a half after I paid the settlement. It's worth a shot.

topic Re: Amex CO, but settled for partial - will they approve new card? in Credit Card Applications

Amex CO, but settled for partial - will they approve new card?

Re: Amex CO, but settled for partial - will they approve new card?