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    <title>topic Finally, a decent mail offer... in Credit Card Applications</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Finally-a-decent-mail-offer/m-p/4022327#M62186</link>
    <description>&lt;P&gt;I know that it doesn't mean much, and that mail offers are primarily just marketing, but it still feels good to get an offer that isn't CreditOne or some card&amp;nbsp;with a monthly fee and&amp;nbsp;an obscene 29% interest rate! I got an offer for the Freedom at 18.99 and $100 cash back... going to hold off until the 0% intro rate on my IT runs out. Hopefully by that time the Freedom offer goes up to $200 cash back and I can start doubling up on my UR points!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Thu, 21 May 2015 18:26:47 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2015-05-21T18:26:47Z</dc:date>
    <item>
      <title>Finally, a decent mail offer...</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Finally-a-decent-mail-offer/m-p/4022327#M62186</link>
      <description>&lt;P&gt;I know that it doesn't mean much, and that mail offers are primarily just marketing, but it still feels good to get an offer that isn't CreditOne or some card&amp;nbsp;with a monthly fee and&amp;nbsp;an obscene 29% interest rate! I got an offer for the Freedom at 18.99 and $100 cash back... going to hold off until the 0% intro rate on my IT runs out. Hopefully by that time the Freedom offer goes up to $200 cash back and I can start doubling up on my UR points!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 21 May 2015 18:26:47 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Finally-a-decent-mail-offer/m-p/4022327#M62186</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-05-21T18:26:47Z</dc:date>
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    <item>
      <title>Re: Finally, a decent mail offer...</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Finally-a-decent-mail-offer/m-p/4022378#M62187</link>
      <description>I got the same one! The odd part is that I already have the freedom. Very strange.</description>
      <pubDate>Thu, 21 May 2015 18:49:22 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Finally-a-decent-mail-offer/m-p/4022378#M62187</guid>
      <dc:creator>Creditobsessed12</dc:creator>
      <dc:date>2015-05-21T18:49:22Z</dc:date>
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