topic Re: Help recon Chase SL in Credit Card Applications

Help recon Chase SL

Anonymous — Mon, 25 May 2015 19:45:12 GMT

Hey guys, I just recently got the Chase AARP card... but a low SL of 1.2k while my other cards are quite high at relatively 10k a pop. Any Advice on how/when I should call about asking to maybe match the limit with my other Chase Freedom at 3.5k? All advice will be heeded. Thanks a bunch

Re: Help recon Chase SL

Skye12329 — Mon, 25 May 2015 19:51:35 GMT

Chase in my experience does not recon CL, you would need to either move some line over or ask for a CLI which could result in another HP.

Re: Help recon Chase SL

CreditCuriosity — Mon, 25 May 2015 19:52:43 GMT

Would be another HP.. Not sure if it is worth it or not.. Best bet is to roll over your Freedom line to the AARP and close out your Freedom.. For whatever reason Chase is giving you some low approval amounts compared to your other cards. Guessing you might be at their lending threshold, although cannot be sure of that.

Re: Help recon Chase SL

tonyjones — Mon, 25 May 2015 20:23:36 GMT

Tell them to match your other cards if not you will close the card and file a complaint with BBB.

That will scare them.

Re: Help recon Chase SL

Anonymous — Mon, 25 May 2015 20:30:22 GMT

What is BBB?

Re: Help recon Chase SL

tendertan — Mon, 25 May 2015 20:43:27 GMT

Better Business Bureau

Re: Help recon Chase SL

CreditCuriosity — Mon, 25 May 2015 20:54:08 GMT

huh what does the BBB have anything to do with this? I think you are joking or at least hope you are.. Chase has done nothing wrong, it is their credit and they can do with it as they see fit if they want to flat out deny you with perfect 850 scores they can or they can give you a 20k CL with a 580 score.

@tonyjones wrote:
Tell them to match your other cards if not you will close the card and file a complaint with BBB.

That will scare them.

Re: Help recon Chase SL

Anonymous — Mon, 25 May 2015 21:04:33 GMT

I am going to be brutally honest. I wouldn't do it if I were you. Scaring Chase by filing a complaint with BBB? Yeah.. Ok- All the best with that. You will just be wasting your time and pissing Chase off should it get to the higher up for not giving you an increase.

You should ask the guy who created the Chase Sucks website during the mortgage crisis what happen to him. Site taken down, banned for life by Chase and can never ever bank or have any products with them.

You filing may not result in that, but save your time and use it on something that will yield results than a complaint-

Re: Help recon Chase SL

myjourney — Mon, 25 May 2015 21:01:23 GMT

@CreditCuriousity wrote:
huh what does the BBB have anything to do with this? I think you are joking or at least hope you are.. Chase has done nothing wrong, it is their credit and they can do with it as they see fit if they want to flat out deny you with perfect 850 scores they can or they can give you a 20k CL with a 580 score.

@tonyjones wrote:
Tell them to match your other cards if not you will close the card and file a complaint with BBB.

That will scare them.

+1CC

Chase has done nothing wrong and are within there rights to offer their money at their lending rate

I might add the tactic of threatenings lenders will usually get you just what you asked for in the threat

A CLOSED CARD and Chases permission to GO FILE A COMPLAINT

Re: Help recon Chase SL

myjourney — Mon, 25 May 2015 21:02:17 GMT

@Anonymous wrote:
I am going to be brutally honest. I wouldn't do it if I were you. Scaring Chase by filing BBB? Yeah.. Ok- All the best with that. You will just be wasting your time and pissing Chase off should it get to the higher up for not giving you an increase.

You should ask the guy who created the Chase Sucks website during the mortgage crisis what happen to him. Site taken down, banned for life by Chase and can never ever bank or have any products with them.

You filing may not result in that, but save your time and use it on something that will yield results than a complaint-

Beat me huh Lol

Re: Help recon Chase SL

Anonymous — Mon, 25 May 2015 21:03:56 GMT

@myjourney wrote:
@Anonymous wrote:
I am going to be brutally honest. I wouldn't do it if I were you. Scaring Chase by filing BBB? Yeah.. Ok- All the best with that. You will just be wasting your time and pissing Chase off should it get to the higher up for not giving you an increase.

You should ask the guy who created the Chase Sucks website during the mortgage crisis what happen to him. Site taken down, banned for life by Chase and can never ever bank or have any products with them.

You filing may not result in that, but save your time and use it on something that will yield results than a complaint-
Beat me huh Lol

Hey MJ.... Hehehehehe.. I can't even believe the suggestion to file a complaint with BBB for not getting a credit line. I wouldn't do it. But that is just me-

Re: Help recon Chase SL

myjourney — Mon, 25 May 2015 21:06:15 GMT

@Anonymous wrote:
@myjourney wrote:
@Anonymous wrote:
I am going to be brutally honest. I wouldn't do it if I were you. Scaring Chase by filing BBB? Yeah.. Ok- All the best with that. You will just be wasting your time and pissing Chase off should it get to the higher up for not giving you an increase.

You should ask the guy who created the Chase Sucks website during the mortgage crisis what happen to him. Site taken down, banned for life by Chase and can never ever bank or have any products with them.

You filing may not result in that, but save your time and use it on something that will yield results than a complaint-
Beat me huh Lol
Hey MJ.... Hehehehehe.. I can't even believe the suggestion to file a complaint with BBB for not getting a credit line. I wouldn't do it. But that is just me-

Lol

I can't believe it either I was like what?

Where did that come from .....No no no not advised at all as a meaningful solution for a SL

Re: Help recon Chase SL

Anonymous — Mon, 25 May 2015 21:13:07 GMT

@myjourney wrote:
@Anonymous wrote:
@myjourney wrote:
@Anonymous wrote:
I am going to be brutally honest. I wouldn't do it if I were you. Scaring Chase by filing BBB? Yeah.. Ok- All the best with that. You will just be wasting your time and pissing Chase off should it get to the higher up for not giving you an increase.

You should ask the guy who created the Chase Sucks website during the mortgage crisis what happen to him. Site taken down, banned for life by Chase and can never ever bank or have any products with them.

You filing may not result in that, but save your time and use it on something that will yield results than a complaint-
Beat me huh Lol
Hey MJ.... Hehehehehe.. I can't even believe the suggestion to file a complaint with BBB for not getting a credit line. I wouldn't do it. But that is just me-
Lol
I can't believe it either I was like what?
Where did that come from .....No no no not advised at all as a meaningful solution for a SL

Agreed... This is not a case for BBB.

Re: Help recon Chase SL

myjourney — Mon, 25 May 2015 21:16:28 GMT

@Anonymous wrote:
@myjourney wrote:
@Anonymous wrote:
@myjourney wrote:
@Anonymous wrote:
I am going to be brutally honest. I wouldn't do it if I were you. Scaring Chase by filing BBB? Yeah.. Ok- All the best with that. You will just be wasting your time and pissing Chase off should it get to the higher up for not giving you an increase.

You should ask the guy who created the Chase Sucks website during the mortgage crisis what happen to him. Site taken down, banned for life by Chase and can never ever bank or have any products with them.

You filing may not result in that, but save your time and use it on something that will yield results than a complaint-
Beat me huh Lol
Hey MJ.... Hehehehehe.. I can't even believe the suggestion to file a complaint with BBB for not getting a credit line. I wouldn't do it. But that is just me-
Lol
I can't believe it either I was like what?
Where did that come from .....No no no not advised at all as a meaningful solution for a SL
Agreed... This is not a case for BBB.

I'm thinking TJ was joking but sometimes people take whats said online and run with it quickly

So we all just didn't want that to happen

Re: Help recon Chase SL

Anonymous — Mon, 25 May 2015 21:21:15 GMT

@myjourney wrote:
Hey MJ.... Hehehehehe.. I can't even believe the suggestion to file a complaint with BBB for not getting a credit line. I wouldn't do it. But that is just me-
Lol
I can't believe it either I was like what?
Where did that come from .....No no no not advised at all as a meaningful solution for a SL
Agreed... This is not a case for BBB.
I'm thinking TJ was joking but sometimes people take whats said online and run with it quickly
So we all just didn't want that to happen

I hope soo too that is was a joke and OP does not take it seriously...

Re: Help recon Chase SL

Anonymous — Mon, 25 May 2015 21:25:31 GMT

I won't be doing BBB lol, but I do want to have a higher SL with the way things have been going for me... and that this card will probably be my most used card once freedom's 5% dining moves to gas instead.... so I would love to keep the utilization lower and the spending power higher without a HP....

Re: Help recon Chase SL

myjourney — Mon, 25 May 2015 21:33:03 GMT

@Anonymous wrote:
I won't be doing BBB lol, but I do want to have a higher SL with the way things have been going for me... and that this card will probably be my most used card once freedom's 5% dining moves to gas instead.... so I would love to keep the utilization lower and the spending power higher without a HP....

Here's an option

Based on what you just said once Freedom 5% is over transfer some of limit to AARP

While showing Chase history and maybe you'll see a auto CLI on one or both w/o a HP

Re: Help recon Chase SL

FinStar — Mon, 25 May 2015 21:34:48 GMT

As was suggested, you can roll some of the CL from your Freedom card to AARP (unless you no longer see a need for the Freedom and you can close the card and reallocate the CL). Otherwise, it will be another HP as has been mentioned.

Re: Help recon Chase SL

Credit-hoarder — Mon, 25 May 2015 23:34:46 GMT

Not sure about anyone else, but I took the BBB comment as an attempt at sarcastic humor.