topic Re: Can Someone Explain This? in Credit Card Applications

Can Someone Explain This?

Mortalito77 — Tue, 26 May 2015 16:18:37 GMT

Ok, I was just checking my Chase Checking account and this came up. What do you guys think? Anyone getting this stuff? Same thing happened when I logged on to Delta and Applied and got approved for the 50k miles after 1000k in 3 months. I've never seen this, is it pure advertisement?

Re: Can Someone Explain This?

Anonymous — Tue, 26 May 2015 16:20:33 GMT

@Mortalito77 wrote:
Ok, I was just checking my Chase Checking account and this came up. What do you guys think? Anyone getting this stuff? Same thing happened when I logged on to Delta and Applied and got approved for the 50k miles after 1000k in 3 months. I've never seen this, is it pure advertisement?

Purely a marketing offer. Is not a preapproval of any kind. That offer is available to anyone.

Re: Can Someone Explain This?

Mortalito77 — Tue, 26 May 2015 16:22:11 GMT

Thank you! I was already thinking hmm, I wonder if these people are trying something new.. Anyways, I was not going to apply I already got the Delta card with same deal.

Re: Can Someone Explain This?

DeeBee78 — Tue, 26 May 2015 17:10:23 GMT

@Mortalito77 wrote:
Thank you! I was already thinking hmm, I wonder if these people are trying something new.. Anyways, I was not going to apply I already got the Delta card with same deal.

Always look for a specific APR in the terms. If it's a range of APRs, then it's marketing.

Re: Can Someone Explain This?

Anonymous — Tue, 26 May 2015 21:57:47 GMT

I agree it is just marketing...