topic Re: Discover CLI timing in Credit Card Applications

Discover CLI timing

SouthJamaica — Wed, 27 May 2015 03:49:56 GMT

I've had my Discover IT card with a $1k CL since 3/8, have had 2 statement cuts. My Luv Button CLI request was denied for 'insufficient experience with current credit limit'. When should I make my next request?

Re: Discover CLI timing

FinStar — Wed, 27 May 2015 04:44:48 GMT

@SouthJamaica wrote:
I've had my Discover IT card with a $1k CL since 3/8, have had 2 statement cuts. My Luv Button CLI request was denied for 'insufficient experience with current credit limit'. When should I make my next request?

I'd say wait until after 6/8 and then you can give it a shot. Are you using the card frequently?

Re: Discover CLI timing

myjourney — Wed, 27 May 2015 05:23:37 GMT

@FinStar wrote:
@SouthJamaica wrote:
I've had my Discover IT card with a $1k CL since 3/8, have had 2 statement cuts. My Luv Button CLI request was denied for 'insufficient experience with current credit limit'. When should I make my next request?
I'd say wait until after 6/8 and then you can give it a shot. Are you using the card frequently?

Agreed

For a new card its just to soon for a CLI

Minimum 3 moths of usage to establish history YMMV

Re: Discover CLI timing

Anonymous — Wed, 27 May 2015 05:31:25 GMT

I got my NHL Discover card on May 15th with a $1600 CL. I e already spent $400 ($180 and $220) and made two full payments. Would I wait for the state t to cut and play the same game and after the 3rd staent ask for a CLI?