topic Re: total rewards cli in Credit Card Applications

total rewards cli

Anonymous — Thu, 28 May 2015 19:30:29 GMT

So I logged into my account to request a cli but got the 7-10 day message .Figured I have had my card opened since March 2015 and cl is at 1250. Is there a number to call to recon for tw which is issued by comenity?

Re: total rewards cli

MyDataMyChoice — Thu, 28 May 2015 20:28:54 GMT

6-9 months before increase

Re: total rewards cli

Anonymous — Thu, 28 May 2015 20:41:44 GMT

You need 4 - 6 months - results can vary depending on your particular profile. I've seen some get a CLI at four months and others after six months. Keep in mind, this is for the luv button in your account which is a SP. There may be a number to call now, but there's a good chance if you call and ask for a CLI that it will be a HP.

Re: total rewards cli

iwazl71 — Thu, 28 May 2015 21:04:54 GMT

@Anonymous wrote:
So I logged into my account to request a cli but got the 7-10 day message .Figured I have had my card opened since March 2015 and cl is at 1250. Is there a number to call to recon for tw which is issued by comenity?

My TR visa started at 10k and every 4 months, I've gotten SP cli. It's at 28k right now.

Re: total rewards cli

Anonymous — Thu, 28 May 2015 21:42:20 GMT

Re: total rewards cli

Anonymous — Thu, 28 May 2015 22:13:40 GMT

@Anonymous wrote:
So I logged into my account to request a cli but got the 7-10 day message .Figured I have had my card opened since March 2015 and cl is at 1250. Is there a number to call to recon for tw which is issued by comenity?

I have this card and I have requested a CLI every 6 months. Every time I have requested a CLI, they have given me $3K ... this card will grow with you, congrats on the approval

Re: total rewards cli

aav — Fri, 29 May 2015 04:25:59 GMT

It's been every 4 months for me.

Re: total rewards cli

revjamesl — Fri, 29 May 2015 04:26:47 GMT

Congrats!

Re: total rewards cli

B335is — Fri, 29 May 2015 06:20:47 GMT

Comenity doesn't do reconsideration for CLI. This card is generally every 4 months as others have said.

Re: total rewards cli

Anonymous — Fri, 29 May 2015 13:33:47 GMT

@revjamesl wrote:
Congrats!

?????

Re: total rewards cli

taxi818 — Fri, 29 May 2015 18:58:24 GMT

Com on man. 2 months and you think you're getting cli? Okay

Re: total rewards cli

Credit-hoarder — Fri, 29 May 2015 19:16:53 GMT

I clicked the button as soon as I was approved for my $2K limit and got another $500, and I tried once more once I got the card and activated it and got the 7-10 days message....so I'm not really expecting to see another one until towards the end of this year--MAYBE.

Re: total rewards cli

Ysettle4 — Sat, 24 Oct 2015 19:20:25 GMT

My experience with this card (yeah, I know, old thread)....

Opened Nov '14 with $11K SL.

CLI requests before card arrived and took it to $17K.

A month later called in to recon it to $20K.

Made several CLI reqeusts since Dec 2014 but denied each time for "debt to income not changed" or something to that affect. Since being approved, I've gathered about $123K in new credit lines and util is hovering around 12%. I'll try again at the one year mark so we'll see.

Re: total rewards cli

Anonymous — Mon, 07 Dec 2015 21:25:19 GMT

Comenity is such a fickle creditor. Guess everyone's situation varies as I started with a 9,500 credit limit and never got any immediate love. Been making some good payments over the last month so will see if they can look at raising the CL if for anything to lower my debt to avail credit ratio