topic Re: DISCOVER CLI Information in Credit Card Applications

DISCOVER CLI Information

Express — Mon, 08 Jun 2015 22:47:47 GMT

Discover : I just got off the phone with a Credit Analyst and was told you can have two request every 90 days but they have to be at least 30 days apart.

Re: DISCOVER CLI Information

longtime_lurker — Mon, 08 Jun 2015 22:51:01 GMT

@Express wrote:
Discover : I just got off the phone with a Credit Analyst and was told you can have two request every 90 days but they have to be aleast 30 days apart.

That is disappointing news for someone looking to get more gravy for their train (if this is true)

Re: DISCOVER CLI Information

Anonymous — Mon, 08 Jun 2015 22:53:20 GMT

i think there are few thread proving the analyst wrong, unless discover will realize all the 1k clis they've been giving out and roll back to the original credit limit.

Re: DISCOVER CLI Information

pizza1 — Mon, 08 Jun 2015 23:01:43 GMT

um, yea...I think its more like one CLI every 17 days! Thats what they are instructed to tell you, but we all know that front line reps really don't know anything on how it all works here at fico, LOL

Re: DISCOVER CLI Information

longtime_lurker — Mon, 08 Jun 2015 23:04:24 GMT

@pizza1 wrote:
um, yea...I think its more like one CLI every 17 days! Thats what they are instructed to tell you, but we all know that front line reps really don't know anything on how it all works here at fico, LOL

I still find it amusing how many posters here could be better informed reps than the ones hired at these banks...

I wonder if they make decent money?!

Career paths are always opening up

Re: DISCOVER CLI Information

ojefferyo — Mon, 08 Jun 2015 23:05:12 GMT

How about we don't call and leave all wellness alone I hate for some inside Discover to pull the plug on the train.

Re: DISCOVER CLI Information

pizza1 — Mon, 08 Jun 2015 23:08:36 GMT

@ojefferyo wrote:
How about we don't call and leave all wellness alone I hate for some inside Discover to pull the plug on the train.

right! better yet....how about do their research here on the forums first before contacting a creditor

Re: DISCOVER CLI Information

JSS3 — Mon, 08 Jun 2015 23:09:27 GMT

There's supposedly a Discover employee among us.

Re: DISCOVER CLI Information

pizza1 — Mon, 08 Jun 2015 23:20:32 GMT

@JSS3 wrote:
There's supposedly a Discover employee among us.

even if it were true, I would think the happier the card holders are, the better. I mean take Cap one for example. There for the longest, everyone was hating them because they were soooo stingy on cli, and not helpfing the cardholders who have been loyal to them for years. Then they changed all that the last few months or so, and making card holders happy again. Its the same with Discover... a lot of folks unhappy, and then it changed for the better, as it should be. You cant treat loyal cardholders like crap for so many years....eventually they will leave and find someone who will treat them better, and give them better increases on their cards. I think its awesome these two companies are finally doing to improve consumer relations, about time actually!

Re: DISCOVER CLI Information

Express — Mon, 08 Jun 2015 23:20:48 GMT

@pizza1 wrote:
um, yea...I think its more like one CLI every 17 days! Thats what they are instructed to tell you, but we all know that front line reps really don't know anything on how it all works here at fico, LOL

This was fron a Credit Analyst. I was told that I was giving a CLI 18 days ago and I would have to wait 30 day

Re: DISCOVER CLI Information

Express — Mon, 08 Jun 2015 23:23:00 GMT

Good Ideal!

Re: DISCOVER CLI Information

pizza1 — Mon, 08 Jun 2015 23:23:09 GMT

@Express wrote:
@pizza1 wrote:
um, yea...I think its more like one CLI every 17 days! Thats what they are instructed to tell you, but we all know that front line reps really don't know anything on how it all works here at fico, LOL
This was fron a Credit Analyst. I was told that I was giving a CLI 18 days ago and I would have to wait 30 day

Did you try the cli button first, and it didnt work, and then you called in?

Re: DISCOVER CLI Information

pizza1 — Mon, 08 Jun 2015 23:23:28 GMT

@pizza1 wrote:
@Express wrote:
@pizza1 wrote:
um, yea...I think its more like one CLI every 17 days! Thats what they are instructed to tell you, but we all know that front line reps really don't know anything on how it all works here at fico, LOL
This was fron a Credit Analyst. I was told that I was giving a CLI 18 days ago and I would have to wait 30 day
Did you try the cli button first, and it didnt work, and then you called in?

whats your current limit on your card?

Re: DISCOVER CLI Information

Express — Mon, 08 Jun 2015 23:26:40 GMT

@pizza1 wrote:
@pizza1 wrote:
@Express wrote:
@pizza1 wrote:
um, yea...I think its more like one CLI every 17 days! Thats what they are instructed to tell you, but we all know that front line reps really don't know anything on how it all works here at fico, LOL
This was fron a Credit Analyst. I was told that I was giving a CLI 18 days ago and I would have to wait 30 day
Did you try the cli button first, and it didnt work, and then you called in?
@pizza1 wrote:
@Express wrote:
@pizza1 wrote:
um, yea...I think its more like one CLI every 17 days! Thats what they are instructed to tell you, but we all know that front line reps really don't know anything on how it all works here at fico, LOL
This was fron a Credit Analyst. I was told that I was giving a CLI 18 days ago and I would have to wait 30 day
Did you try the cli button first, and it didnt work, and then you called in?
whats your current limit on your card?

Yes, and my limit is 10,000

Re: DISCOVER CLI Information

pizza1 — Mon, 08 Jun 2015 23:29:35 GMT

@Express wrote:
@pizza1 wrote:
@pizza1 wrote:
@Express wrote:
@pizza1 wrote:
um, yea...I think its more like one CLI every 17 days! Thats what they are instructed to tell you, but we all know that front line reps really don't know anything on how it all works here at fico, LOL
This was fron a Credit Analyst. I was told that I was giving a CLI 18 days ago and I would have to wait 30 day
Did you try the cli button first, and it didnt work, and then you called in?
@pizza1 wrote:
@Express wrote:
@pizza1 wrote:
um, yea...I think its more like one CLI every 17 days! Thats what they are instructed to tell you, but we all know that front line reps really don't know anything on how it all works here at fico, LOL
This was fron a Credit Analyst. I was told that I was giving a CLI 18 days ago and I would have to wait 30 day
Did you try the cli button first, and it didnt work, and then you called in?
whats your current limit on your card?

Yes, and my limit is 10,000

mmmmmm, I thought Ive read somewhere that once you reach that limit, its hit or miss...I think we need more peeps with limits $10k and over to pipe in here with their cli requests, and let us know what their successes have been after the 1ok mark.... sorry you didnt get it!

Re: DISCOVER CLI Information

Express — Mon, 08 Jun 2015 23:38:16 GMT

That's Nice maybe they can answer some question!

Re: DISCOVER CLI Information

baller4life — Mon, 08 Jun 2015 23:40:44 GMT

Re: DISCOVER CLI Information

JSS3 — Mon, 08 Jun 2015 23:43:05 GMT

I didn't see anything about people getting cut off at 10,000. I've even seen about 3-4 people getting over 20,000. Most had to get a call to their job phone. One didn't hear a peep from Discover. Everyone is consistently getting their increases every 16 and 17th day. Next week will be number 6. I've seen maybe 2 people who have reached their internal limit.

I'm at 17,600

Re: DISCOVER CLI Information

Anonymous — Mon, 08 Jun 2015 23:46:21 GMT

them analys are reading a script.

i been getting 1k CLI every 16 days for the past 2 months

Re: DISCOVER CLI Information

baller4life — Mon, 08 Jun 2015 23:50:03 GMT

Yeah folks probably not a good idea to call the analysts inquiring about why your cli request didn't go thru. Just watch the forum and see what's being reported and keep trying. Ok? Ok!