topic Re: Total Rewards Visa in Credit Card Applications

Total Rewards Visa

Creditaddict — Mon, 08 Jun 2015 23:46:08 GMT

We've received your application.


	Dear valued customer,

	Thank you for your Total Rewards® Visa® credit card application. We are reviewing the information you provided, and we will contact you by mail within 7-10 business days.

I never get instant with them

Re: Total Rewards Visa

pizza1 — Tue, 09 Jun 2015 00:11:48 GMT

@Creditaddict wrote:
We've received your application.

Dear valued customer,

Thank you for your Total Rewards® Visa® credit card application. We are reviewing the information you provided, and we will contact you by mail within 7-10 business days.

I never get instant with them

who is this...Comenity?? its probably verification!!!

Re: Total Rewards Visa

Anonymous — Tue, 09 Jun 2015 01:15:03 GMT

Did you try the app by SCT? I did and got the same 7-10 days message you got but got the card in the mail about 10 days later. Thought it was a denial letter but it was card instead. Hope it works out for you OP.

Re: Total Rewards Visa

Creditaddict — Tue, 09 Jun 2015 01:17:40 GMT

I don't get sct for any of the visa cards

Re: Total Rewards Visa

Anonymous — Tue, 09 Jun 2015 04:06:59 GMT

I received same message then I went on comenity site and created log in for total rewards visa and it popped up with sl

Re: Total Rewards Visa

Creditaddict — Tue, 09 Jun 2015 04:44:22 GMT

Just checked... I might have a chance:

COMENITY BANK/TRWRDS

Bank

Jun 8, 2015

Equifax

Re: Total Rewards Visa

tonyjones — Tue, 09 Jun 2015 05:50:59 GMT

@Creditaddict wrote:
Just checked... I might have a chance:
COMENITY BANK/TRWRDS Bank Jun 8, 2015 Equifax

lol man how many inquiries do you have total for each of the CRA? lol I see you app'ing every other week

Re: Total Rewards Visa

Ford725 — Tue, 09 Jun 2015 08:22:07 GMT

Got the same message and they dinged me for too many inquiries when the letter came. I really hope it works out for you CA. Youve had an awesome run lately.

Re: Total Rewards Visa

Anonymous — Tue, 09 Jun 2015 10:22:50 GMT

All my Comenity Visas I got in Feb gave me this and then sent letters to call in for verification on each and every one!!

Total Rewards $7.5 with auto CLI w/button to $9k:

BJs Perks $4k

Sportsmans Guide $2k

Don't get down yet!!!!!

Re: Total Rewards Visa

Ron1 — Tue, 09 Jun 2015 11:14:16 GMT

Sorry to hear about your denial. I appied for the card without SCT. I got denied.

Ron.

Re: Total Rewards Visa

matolen — Tue, 09 Jun 2015 15:01:01 GMT

This is a card I would like to get sometime in the future...

Re: Total Rewards Visa

Anonymous — Tue, 09 Jun 2015 16:48:10 GMT

I cold apped for this thing several months ago before I started the My Fico journey myself and was denied. Comenity hates me for some reason. Any tips on how to get the SCT to come up or idea on how often they SP you when you are a total rewards member? My credit has started looking much better recently as evidenced by my sig and still havent received a pop up.

Re: Total Rewards Visa

Anonymous — Fri, 16 Oct 2015 13:32:26 GMT

I can't get the popup for this card even though I am a TR member and just booked 2 free nights at PH. Decided to cold app and got the message:

Thank you for your application. We are reviewing the information you provided, and we will contact you by mail within 7-10 business days regarding the status of your application.

Fingers crossed...

Re: Total Rewards Visa

CreditCuriosity — Fri, 16 Oct 2015 14:28:54 GMT

@Anonymous wrote:
I can't get the popup for this card even though I am a TR member and just booked 2 free nights at PH. Decided to cold app and got the message:

Thank you for your application. We are reviewing the information you provided, and we will contact you by mail within 7-10 business days regarding the status of your application.

Fingers crossed...

EQ/Exp scores to low for the pop-up.. Good luck on the cold application! Typically MC/Visa products from them take > 670 EQ/Exp depending on card and closer to 700ish range

Re: Total Rewards Visa

Anonymous — Tue, 20 Oct 2015 12:47:20 GMT

So I applied and got the 7-10 day message. I called the backdoor number yesterday to try and get an app status. She said that they sent me a letter asking for some verification info, but that my app was pending and not denied. Any idea what they are going to ask for and does this improve my chances at approval?

Re: Total Rewards Visa

Creditaddict — Tue, 20 Oct 2015 14:23:38 GMT

@Anonymous wrote:
So I applied and got the 7-10 day message. I called the backdoor number yesterday to try and get an app status. She said that they sent me a letter asking for some verification info, but that my app was pending and not denied. Any idea what they are going to ask for and does this improve my chances at approval?

it's 3 questions from public record... but you need the code from the letter and the phone number to call account protection department.

it's usually like what color was your 2005 car

how do you know this person

etc.

be careful of questions... sometimes they are a family members so you say no they don't apply to you and fail! if it relates to you or someone close to you, chances are they are thinking it's you.

Re: Total Rewards Visa

CreditMagic7 — Tue, 20 Oct 2015 17:40:12 GMT

This is another one they approved me for from last month. I already had a TotalRewards Ceasars online account from well over a year ago but lost my card and could never sign in for the pop out without the ID number..

So last month i made it a point to stop in the casino and get a replacement card and so after getting home when i first signed in after all this time Presto! up it came, i accepted, and it started me with $3K. Hit the luv button and got another $800 making it a $3.8 card. It's like that pop up was waiting for me to sign in to jump up.

Comenity is like a see-saw.