topic Re: Two Chase Cards One HP in Credit Card Applications

Two Chase Cards One HP

gloveulent — Wed, 10 Jun 2015 05:56:22 GMT

Just thought I'd share. I applied for a chase freedom and a chase sapphire preferred about 15mins apart. I was expected two hp on my cr, but I checked my report today and noticed it was only one inquiry. I wonder if this is normal?

Either way I'm happy it only counted as one hp.

Re: Two Chase Cards One HP

Skye12329 — Wed, 10 Jun 2015 06:39:15 GMT

@gloveulent wrote:
Just thought I'd share. I applied for a chase freedom and a chase sapphire preferred about 15mins apart. I was expected two hp on my cr, but I checked my report today and noticed it was only one inquiry. I wonder if this is normal?

Either way I'm happy it only counted as one hp.

If you did get 1 HP thats awesome, did you pull all 3 reports or 1?

Because for my partner and I this was the results for us on pulls which is why i ask.

Freedom - EX & TU and partner for EQ & TU so they double pulled for us on that card, so thats why i ask if you pulled all 3 or just 1 report.

Re: Two Chase Cards One HP

Anonymous — Wed, 10 Jun 2015 06:58:34 GMT

It was EX & EQ for me.

Re: Two Chase Cards One HP

Anonymous — Wed, 10 Jun 2015 12:39:01 GMT

I'm thinking about getting the CSP in the near future. I currently have a Freedom. I wonder if I ask for a CLI on the Freedom (which will require a HP), and then apply for the CSP online at the same time, if it might result in just one HP also...

Re: Two Chase Cards One HP

Anonymous — Wed, 10 Jun 2015 13:06:03 GMT

@gloveulent wrote:
Just thought I'd share. I applied for a chase freedom and a chase sapphire preferred about 15mins apart. I was expected two hp on my cr, but I checked my report today and noticed it was only one inquiry. I wonder if this is normal?

Either way I'm happy it only counted as one hp.

Some people have gotten approved for 2 cards with only 1HP. So it is your YMMV... What are the results on the applications?

Re: Two Chase Cards One HP

CreditCuriosity — Wed, 10 Jun 2015 13:57:11 GMT

@Yes.. Approved in his/her signature

Re: Two Chase Cards One HP

Anonymous — Wed, 10 Jun 2015 14:00:22 GMT

@CreditCuriousity wrote:
@Anonymous.. Approved in his/her signature

@Anonymous,

Thanks... A clear reminder, I should drink another cup of coffee to get my brain working..

Re: Two Chase Cards One HP

Anonymous — Wed, 10 Jun 2015 14:46:57 GMT

@Anonymous wrote:
@CreditCuriousity wrote:
@Anonymous.. Approved in his/her signature
@Anonymous,

Thanks... A clear reminder, I should drink another cup of coffee to get my brain working..

To err is human

Re: Two Chase Cards One HP

Anonymous — Wed, 10 Jun 2015 15:30:48 GMT

@Spider15 wrote:
@Anonymous wrote:
@CreditCuriousity wrote:
@Anonymous.. Approved in his/her signature
@Anonymous,

Thanks... A clear reminder, I should drink another cup of coffee to get my brain working..
To err is human

Agreed...

Re: Two Chase Cards One HP

gloveulent — Wed, 10 Jun 2015 15:38:42 GMT

@Skye12329 wrote:
@gloveulent wrote:
Just thought I'd share. I applied for a chase freedom and a chase sapphire preferred about 15mins apart. I was expected two hp on my cr, but I checked my report today and noticed it was only one inquiry. I wonder if this is normal?

Either way I'm happy it only counted as one hp.
If you did get 1 HP thats awesome, did you pull all 3 reports or 1?

Because for my partner and I this was the results for us on pulls which is why i ask.

Freedom - EX & TU and partner for EQ & TU so they double pulled for us on that card, so thats why i ask if you pulled all 3 or just 1 report.

Chase only pulled EX for both. Unless its just taking some time for others to show up, of course I hope thats not the case.

Re: Two Chase Cards One HP

gloveulent — Wed, 10 Jun 2015 15:40:23 GMT

@Anonymous wrote:
@gloveulent wrote:
Just thought I'd share. I applied for a chase freedom and a chase sapphire preferred about 15mins apart. I was expected two hp on my cr, but I checked my report today and noticed it was only one inquiry. I wonder if this is normal?

Either way I'm happy it only counted as one hp.
Some people have gotten approved for 2 cards with only 1HP. So it is your YMMV... What are the results on the applications?

Yea I'm hoping it stays that way. I'll update this if it changes on my cr. I recieved approvals for both.

Re: Two Chase Cards One HP

gloveulent — Wed, 10 Jun 2015 15:42:47 GMT

@CreditCuriousity wrote:
@Anonymous.. Approved in his/her signature

His! lol I was thinking the samething.

Re: Two Chase Cards One HP

CreditCuriosity — Wed, 10 Jun 2015 17:26:19 GMT

@Spider15 wrote:
@Anonymous wrote:
@CreditCuriousity wrote:
@Anonymous.. Approved in his/her signature
@Anonymous,

Thanks... A clear reminder, I should drink another cup of coffee to get my brain working..
To err is human

Oh do I ever know this one way to well

Re: Two Chase Cards One HP

Anonymous — Thu, 11 Jun 2015 03:30:07 GMT

It's pretty common for Chase to combine two credit apps into one HP if done within 24hrs, glad to see it in action to your advantage. Congrats!