topic Re: Question about lowes cli denial in Credit Card Applications

Question about lowes cli denial

Anonymous — Wed, 17 Jun 2015 05:48:58 GMT

So i was approved for an $800 lowes card a couple weeks ago, and called cs to ask for a cli (denied). Okay no biggie, ill use the card and pif, then ask in the future.

However, i just received my denial letter and it stated, "insufficient information to determine account performance score." They didnt do a soft pull.

I have two other synchrony cards and ive never seen this reason. Anyone have any experience with this? Thanks!!!

Re: Question about lowes cli denial

kdm31091 — Wed, 17 Jun 2015 13:34:00 GMT

@Anonymous wrote:
So i was approved for an $800 lowes card a couple weeks ago, and called cs to ask for a cli (denied). Okay no biggie, ill use the card and pif, then ask in the future.

However, i just received my denial letter and it stated, "insufficient information to determine account performance score." They didnt do a soft pull.

I have two other synchrony cards and ive never seen this reason. Anyone have any experience with this? Thanks!!!

You just got the card. You need to show usage and history, that's all.

Re: Question about lowes cli denial

Credit-hoarder — Wed, 17 Jun 2015 16:17:51 GMT

@kdm31091 wrote:
@Anonymous wrote:
So i was approved for an $800 lowes card a couple weeks ago, and called cs to ask for a cli (denied). Okay no biggie, ill use the card and pif, then ask in the future.

However, i just received my denial letter and it stated, "insufficient information to determine account performance score." They didnt do a soft pull.

I have two other synchrony cards and ive never seen this reason. Anyone have any experience with this? Thanks!!!
You just got the card. You need to show usage and history, that's all.

That may be PART of the reason---I say that because there have been others on this forum who have had their limits increased from $300 to $25000 before they even make a purchase. The other part my be that OP has no previoyus experience with large ($5K and up) credit limits.