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    <title>topic Re: AMEX Optima - received application in Credit Card Applications</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AMEX-Optima-received-application/m-p/4080694#M68388</link>
    <description>&lt;P&gt;Here is a picture of the letter:&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;IMG title="2015-06-18 10-51 page #0.jpg" src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/14273i6E6930EF57CFFA8A/image-size/original?v=mpbl-1&amp;amp;px=-1" border="0" alt="2015-06-18 10-51 page #0.jpg" /&gt;&lt;/P&gt;</description>
    <pubDate>Thu, 18 Jun 2015 14:55:59 GMT</pubDate>
    <dc:creator>Jmc70</dc:creator>
    <dc:date>2015-06-18T14:55:59Z</dc:date>
    <item>
      <title>AMEX Optima - received application</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AMEX-Optima-received-application/m-p/4080665#M68380</link>
      <description>&lt;P&gt;All-&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I had an AMEX Zync account that unfortunately fell past due because of a family situation. &amp;nbsp;After about a year or so, I contacted AMEX and their colleciton agency (Nationwide Credit, Inc.) to pay the balance in full. &amp;nbsp;Once the payment processed and posted to the account, I received a letter from AMEX saying that I have the opportunity to "Regain Card Membership" and was qualified for an AMEX Optima account. &amp;nbsp;All I have to do is complete the small appication and mail it back,.....but to what address?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Does anyone have the address this application needs to be mailed to? &amp;nbsp;The application has a deadline of July 10, 2015.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Please advise - I've contacted AMEX and the collection agency and have received multiple adresses to mail this to.&lt;/P&gt;</description>
      <pubDate>Thu, 18 Jun 2015 14:44:38 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AMEX-Optima-received-application/m-p/4080665#M68380</guid>
      <dc:creator>Jmc70</dc:creator>
      <dc:date>2015-06-18T14:44:38Z</dc:date>
    </item>
    <item>
      <title>Re: AMEX Optima - received application</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AMEX-Optima-received-application/m-p/4080694#M68388</link>
      <description>&lt;P&gt;Here is a picture of the letter:&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;IMG title="2015-06-18 10-51 page #0.jpg" src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/14273i6E6930EF57CFFA8A/image-size/original?v=mpbl-1&amp;amp;px=-1" border="0" alt="2015-06-18 10-51 page #0.jpg" /&gt;&lt;/P&gt;</description>
      <pubDate>Thu, 18 Jun 2015 14:55:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AMEX-Optima-received-application/m-p/4080694#M68388</guid>
      <dc:creator>Jmc70</dc:creator>
      <dc:date>2015-06-18T14:55:59Z</dc:date>
    </item>
    <item>
      <title>Re: AMEX Optima - received application</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AMEX-Optima-received-application/m-p/4080741#M68409</link>
      <description>If I were in your shoes, I would simply send it to the return address at the top of the letter.</description>
      <pubDate>Thu, 18 Jun 2015 15:40:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AMEX-Optima-received-application/m-p/4080741#M68409</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-06-18T15:40:15Z</dc:date>
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    <item>
      <title>Re: AMEX Optima - received application</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AMEX-Optima-received-application/m-p/4080762#M68412</link>
      <description>&lt;P&gt;I would take the offer..&lt;/P&gt;</description>
      <pubDate>Thu, 18 Jun 2015 15:55:18 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AMEX-Optima-received-application/m-p/4080762#M68412</guid>
      <dc:creator>CreditCuriosity</dc:creator>
      <dc:date>2015-06-18T15:55:18Z</dc:date>
    </item>
    <item>
      <title>Re: AMEX Optima - received application</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AMEX-Optima-received-application/m-p/4080784#M68414</link>
      <description>I understand- but should I mail it back to the address at the top of the letter, or is there a different address?</description>
      <pubDate>Thu, 18 Jun 2015 16:05:38 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AMEX-Optima-received-application/m-p/4080784#M68414</guid>
      <dc:creator>Jmc70</dc:creator>
      <dc:date>2015-06-18T16:05:38Z</dc:date>
    </item>
    <item>
      <title>Re: AMEX Optima - received application</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AMEX-Optima-received-application/m-p/4080908#M68426</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/332637"&gt;@Jmc70&lt;/a&gt; wrote:&lt;BR /&gt;I understand- but should I mail it back to the address at the top of the letter, or is there a different address?&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;call?&lt;/P&gt;</description>
      <pubDate>Thu, 18 Jun 2015 17:02:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AMEX-Optima-received-application/m-p/4080908#M68426</guid>
      <dc:creator>CreditCuriosity</dc:creator>
      <dc:date>2015-06-18T17:02:14Z</dc:date>
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    <item>
      <title>Re: AMEX Optima - received application</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AMEX-Optima-received-application/m-p/4080919#M68427</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;If I were in your shoes, &lt;FONT color="#0000FF"&gt;&lt;FONT color="#0000FF"&gt;I would simply send it to the return address at the top of the letter.&lt;/FONT&gt;&lt;/FONT&gt;&lt;HR /&gt;I second that. I would definitely mail it back to the Amex return address at the top of your letter.&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 18 Jun 2015 17:08:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AMEX-Optima-received-application/m-p/4080919#M68427</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-06-18T17:08:15Z</dc:date>
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    <item>
      <title>Re: AMEX Optima - received application</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AMEX-Optima-received-application/m-p/4080942#M68432</link>
      <description>&lt;P&gt;so i did indeed call one of the back door numbers.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;For anyone that faces this scenario, the correct address is:&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;American Express&lt;/P&gt;&lt;P&gt;Specialty Handling&lt;/P&gt;&lt;P&gt;4315 South 2700 West&lt;/P&gt;&lt;P&gt;Salt Lake City, UT 84184&lt;/P&gt;</description>
      <pubDate>Thu, 18 Jun 2015 17:24:38 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AMEX-Optima-received-application/m-p/4080942#M68432</guid>
      <dc:creator>Jmc70</dc:creator>
      <dc:date>2015-06-18T17:24:38Z</dc:date>
    </item>
    <item>
      <title>Re: AMEX Optima - received application</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AMEX-Optima-received-application/m-p/4081048#M68447</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/332637"&gt;@Jmc70&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;so i did indeed call one of the back door numbers.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;For anyone that faces this scenario, the correct address is:&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;American Express&lt;/P&gt;&lt;P&gt;Specialty Handling&lt;/P&gt;&lt;P&gt;4315 South 2700 West&lt;/P&gt;&lt;P&gt;Salt Lake City, UT 84184&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Get it opened up then? &amp;nbsp;Or have to mail it in?&lt;/P&gt;</description>
      <pubDate>Thu, 18 Jun 2015 18:40:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AMEX-Optima-received-application/m-p/4081048#M68447</guid>
      <dc:creator>CreditCuriosity</dc:creator>
      <dc:date>2015-06-18T18:40:42Z</dc:date>
    </item>
    <item>
      <title>Re: AMEX Optima - received application</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AMEX-Optima-received-application/m-p/4081075#M68456</link>
      <description>&lt;P&gt;it has to be mailed in,...I'll update when I receive a response.&lt;/P&gt;</description>
      <pubDate>Thu, 18 Jun 2015 18:58:43 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AMEX-Optima-received-application/m-p/4081075#M68456</guid>
      <dc:creator>Jmc70</dc:creator>
      <dc:date>2015-06-18T18:58:43Z</dc:date>
    </item>
    <item>
      <title>Re: AMEX Optima - received application</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AMEX-Optima-received-application/m-p/4081080#M68457</link>
      <description>&lt;P&gt;Good. Glad you got it straightened out. I just assume that even if you had sent it to the address on the letter, it would make its way to the correct place.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;The Optima is a good offer. Treating it well will help you in the long run, at least as far as your relationship with Amex is concerned. I had one in 2005, and defaulted on it. Somehow, I got back in with them anyway (after paying a settlement).&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 18 Jun 2015 19:00:28 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AMEX-Optima-received-application/m-p/4081080#M68457</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-06-18T19:00:28Z</dc:date>
    </item>
    <item>
      <title>Re: AMEX Optima - received application</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AMEX-Optima-received-application/m-p/4081189#M68472</link>
      <description>&lt;P&gt;&lt;FONT size="3"&gt;I'm&amp;nbsp;so glad you posted this. &amp;nbsp;I am just about to call and pay a four year old American&amp;nbsp;Express chargeoff and had heard about the program but kept seeing post that the program was no longer available. &amp;nbsp;Glad to know if is still an option. &amp;nbsp;Would love to get back in their good graces. &amp;nbsp;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT size="3"&gt;How long was it after you paid the chargeoff that you received the letter. &amp;nbsp;&lt;/FONT&gt;&lt;/P&gt;</description>
      <pubDate>Thu, 18 Jun 2015 20:01:49 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AMEX-Optima-received-application/m-p/4081189#M68472</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-06-18T20:01:49Z</dc:date>
    </item>
    <item>
      <title>Re: AMEX Optima - received application</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AMEX-Optima-received-application/m-p/4084607#M68945</link>
      <description>&lt;P&gt;What kind of information did they ask you on the application?&lt;/P&gt;</description>
      <pubDate>Sat, 20 Jun 2015 17:48:22 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AMEX-Optima-received-application/m-p/4084607#M68945</guid>
      <dc:creator>sjt</dc:creator>
      <dc:date>2015-06-20T17:48:22Z</dc:date>
    </item>
    <item>
      <title>Re: AMEX Optima - received application</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AMEX-Optima-received-application/m-p/4108812#M71712</link>
      <description>&lt;P&gt;Any updates?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sat, 04 Jul 2015 21:44:09 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AMEX-Optima-received-application/m-p/4108812#M71712</guid>
      <dc:creator>sjt</dc:creator>
      <dc:date>2015-07-04T21:44:09Z</dc:date>
    </item>
    <item>
      <title>Re: AMEX Optima - received application</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AMEX-Optima-received-application/m-p/4109336#M71775</link>
      <description>&lt;P&gt;Give it to me! I'm drooling for an amex!!! And I have never done anything to them or filed BK!! Still im not worthy enough for them! On a serious note Call EO office 1800-297-6197 on monday&lt;/P&gt;</description>
      <pubDate>Sun, 05 Jul 2015 04:23:00 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AMEX-Optima-received-application/m-p/4109336#M71775</guid>
      <dc:creator>Booboo71</dc:creator>
      <dc:date>2015-07-05T04:23:00Z</dc:date>
    </item>
    <item>
      <title>Re: AMEX Optima - received application</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AMEX-Optima-received-application/m-p/4109338#M71777</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/638520"&gt;@Booboo71&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Give it to me! I'm drooling for an amex!!! And I have never done anything to them or filed BK!! Still im not worthy enough for them! On a serious note Call EO office 1800-297-6197 on monday&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Trade you your Ritz for my Amex HHonors .Chase I am in with, but they don't love me like they do to you!&lt;/P&gt;</description>
      <pubDate>Sun, 05 Jul 2015 04:25:22 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AMEX-Optima-received-application/m-p/4109338#M71777</guid>
      <dc:creator>CreditCuriosity</dc:creator>
      <dc:date>2015-07-05T04:25:22Z</dc:date>
    </item>
    <item>
      <title>Re: AMEX Optima - received application</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AMEX-Optima-received-application/m-p/4193700#M81271</link>
      <description>&lt;P&gt;How did you get this application? I called in about 15 days ago and they said they dont offer this anymore. Can you send me any info you have so I could call and see if I can get this card too?&lt;/P&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/332637"&gt;@Jmc70&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Here is a picture of the letter:&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 21 Aug 2015 04:09:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AMEX-Optima-received-application/m-p/4193700#M81271</guid>
      <dc:creator>darwin_wins</dc:creator>
      <dc:date>2015-08-21T04:09:31Z</dc:date>
    </item>
    <item>
      <title>Re: AMEX Optima - received application</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AMEX-Optima-received-application/m-p/4193702#M81272</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/638520"&gt;@Booboo71&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Give it to me! I'm drooling for an amex!!! And I have never done anything to them or filed BK!! Still im not worthy enough for them! On a serious note Call EO office 1800-297-6197 on monday&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;This EO number you mention, is that where I can call in and see if I can get this app too?&lt;/P&gt;</description>
      <pubDate>Fri, 21 Aug 2015 04:10:25 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AMEX-Optima-received-application/m-p/4193702#M81272</guid>
      <dc:creator>darwin_wins</dc:creator>
      <dc:date>2015-08-21T04:10:25Z</dc:date>
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