topic When to reapply for AMEX in Credit Card Applications

When to reapply for AMEX

Anonymous — Tue, 30 Jun 2015 22:36:35 GMT

Hey all,

I've had the AMEX PRG for about 2 months now. After getting approved, i applied like a month later for the everyday cash card but was declined. They listed inquiries (I went on an app spree recently) and my being a new customer with AMEX for such a short time.

When do you think it would make sense to reapply for the Everyday card? I've now finished 2 months of payments to the PRG card.

thanks!

Re: When to reapply for AMEX

Anonymous — Tue, 30 Jun 2015 23:04:41 GMT

@Anonymous wrote:
Hey all,

I've had the AMEX PRG for about 2 months now. After getting approved, i applied like a month later for the everyday cash card but was declined. They listed inquiries (I went on an app spree recently) and my being a new customer with AMEX for such a short time.

When do you think it would make sense to reapply for the Everyday card? I've now finished 2 months of payments to the PRG card.

thanks!

I'd wait until 6 months after the decline to let the inquiries age and to establish a payment record on the PRG.

Re: When to reapply for AMEX

Anonymous — Tue, 30 Jun 2015 23:21:15 GMT

Thanks! 6 months seems fair... I'm anxious so it feels long haha but makes sense