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    <title>topic Re: 2HP with PenFed (when I was told it would be a SP over the phone)! in Credit Card Applications</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/2HP-with-PenFed-when-I-was-told-it-would-be-a-SP-over-the-phone/m-p/4107967#M71631</link>
    <description>&lt;P&gt;Dang!! LOL ...Hopefully they can square you away. I'm sure they'll make it right, if there is a issue.&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Sat, 04 Jul 2015 12:24:31 GMT</pubDate>
    <dc:creator>Gmood1</dc:creator>
    <dc:date>2015-07-04T12:24:31Z</dc:date>
    <item>
      <title>2HP with PenFed (when I was told it would be a SP over the phone)!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/2HP-with-PenFed-when-I-was-told-it-would-be-a-SP-over-the-phone/m-p/4107924#M71626</link>
      <description>WOW! Just got an email from Equifax and I got two HP on my TransUnion profile. 06/30 and 07/04 from PenFed! I did the application for the amex over the pone the 30 and she told me she will use the credit report they have on file (because it was like 30days old). Do you think I can do something about it? I'm glad I got the card, but it's an expensive price for it!</description>
      <pubDate>Sat, 04 Jul 2015 08:37:38 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/2HP-with-PenFed-when-I-was-told-it-would-be-a-SP-over-the-phone/m-p/4107924#M71626</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-07-04T08:37:38Z</dc:date>
    </item>
    <item>
      <title>Re: 2HP with PenFed (when I was told it would be a SP over the phone)!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/2HP-with-PenFed-when-I-was-told-it-would-be-a-SP-over-the-phone/m-p/4107958#M71629</link>
      <description>&lt;P&gt;I didn't know they pulled TU? Their HP only shows up on my EQ as well as the first card I apped from them, reporting just 2 days ago.&lt;/P&gt;</description>
      <pubDate>Sat, 04 Jul 2015 12:16:20 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/2HP-with-PenFed-when-I-was-told-it-would-be-a-SP-over-the-phone/m-p/4107958#M71629</guid>
      <dc:creator>Gmood1</dc:creator>
      <dc:date>2015-07-04T12:16:20Z</dc:date>
    </item>
    <item>
      <title>Re: 2HP with PenFed (when I was told it would be a SP over the phone)!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/2HP-with-PenFed-when-I-was-told-it-would-be-a-SP-over-the-phone/m-p/4107961#M71630</link>
      <description>I never been able to sign in with TransUnion (they cant find me). But on Equifax, i got the alert for TU only. PFCU POB 1432, ALEXANDRIA, VA 22313 Now PenFed did reply to my email, saying I have to call them and allow them to access my credit report (so prob a third pull!) to look at it and maybe take off one or two pull! lol</description>
      <pubDate>Sat, 04 Jul 2015 12:20:55 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/2HP-with-PenFed-when-I-was-told-it-would-be-a-SP-over-the-phone/m-p/4107961#M71630</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-07-04T12:20:55Z</dc:date>
    </item>
    <item>
      <title>Re: 2HP with PenFed (when I was told it would be a SP over the phone)!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/2HP-with-PenFed-when-I-was-told-it-would-be-a-SP-over-the-phone/m-p/4107967#M71631</link>
      <description>&lt;P&gt;Dang!! LOL ...Hopefully they can square you away. I'm sure they'll make it right, if there is a issue.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sat, 04 Jul 2015 12:24:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/2HP-with-PenFed-when-I-was-told-it-would-be-a-SP-over-the-phone/m-p/4107967#M71631</guid>
      <dc:creator>Gmood1</dc:creator>
      <dc:date>2015-07-04T12:24:31Z</dc:date>
    </item>
    <item>
      <title>Re: 2HP with PenFed (when I was told it would be a SP over the phone)!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/2HP-with-PenFed-when-I-was-told-it-would-be-a-SP-over-the-phone/m-p/4108114#M71640</link>
      <description>&lt;P&gt;A few months ago, I opened the PenFed savings account.&amp;nbsp;They pulled EQ (I live in IL). &amp;nbsp;The next day I applied for the Visa card, thinking there would be no additional HP.&amp;nbsp; To my surprise, they pulled EQ again, another HP.&amp;nbsp; I emailed them and they told me I would have to fill out their credit bureau dispute form, which I did. I also send them a copy of the inquiry section of my EQ report.&amp;nbsp; Low and behold&amp;nbsp; . . . they removed BOTH of the inquiries rather than just the 2nd one!!!&amp;nbsp; I'm not complaining, just don't understand why they did that???&lt;/P&gt;</description>
      <pubDate>Sat, 04 Jul 2015 15:21:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/2HP-with-PenFed-when-I-was-told-it-would-be-a-SP-over-the-phone/m-p/4108114#M71640</guid>
      <dc:creator>mssher</dc:creator>
      <dc:date>2015-07-04T15:21:27Z</dc:date>
    </item>
    <item>
      <title>Re: 2HP with PenFed (when I was told it would be a SP over the phone)!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/2HP-with-PenFed-when-I-was-told-it-would-be-a-SP-over-the-phone/m-p/4108126#M71643</link>
      <description>Sometimes they pull TU. If the CSR assured you they would reuse a previous HP, I would ask them to remove it.</description>
      <pubDate>Sat, 04 Jul 2015 15:35:34 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/2HP-with-PenFed-when-I-was-told-it-would-be-a-SP-over-the-phone/m-p/4108126#M71643</guid>
      <dc:creator>B335is</dc:creator>
      <dc:date>2015-07-04T15:35:34Z</dc:date>
    </item>
    <item>
      <title>Re: 2HP with PenFed (when I was told it would be a SP over the phone)!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/2HP-with-PenFed-when-I-was-told-it-would-be-a-SP-over-the-phone/m-p/4108776#M71702</link>
      <description>&lt;P&gt;+1&lt;/P&gt;</description>
      <pubDate>Sat, 04 Jul 2015 21:19:57 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/2HP-with-PenFed-when-I-was-told-it-would-be-a-SP-over-the-phone/m-p/4108776#M71702</guid>
      <dc:creator>taxi818</dc:creator>
      <dc:date>2015-07-04T21:19:57Z</dc:date>
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