topic Re: Navy A/R has been done in Credit Card Applications

Navy A/R has been done

Anonymous — Tue, 07 Jul 2015 17:37:54 GMT

I just checked my Equifax backdoor, and I suspected this to be the case, but my report shows Navy did an A/R on June 30th. I've been checking it every other day and it never showed up until today. So apparently Navy can do A/Rs on our reports and they don't actually show for a week or two after the fact.

Re: Navy A/R has been done

needtodobetter — Tue, 07 Jul 2015 18:26:35 GMT

Oohhhhhhhh (gleefully rubbing hands together).....let the fun begin! Can't wait to start seeing some CLI posts :-)

I can't join the party yet, but hope to in about 6 months or so.

Good luck!!

Re: Navy A/R has been done

Anomalous — Tue, 07 Jul 2015 18:27:54 GMT

Thanks for the heads up!

Re: Navy A/R has been done

NYFan63 — Tue, 07 Jul 2015 19:54:33 GMT

Thanks for the intel

Re: Navy A/R has been done

Scupra — Tue, 07 Jul 2015 20:20:21 GMT

I can confirm an AR on EQ 6/30 Just looked

Re: Navy A/R has been done

Pitt570 — Tue, 07 Jul 2015 21:52:43 GMT

I can confirm this also...just pressed the luv button and bam 16 k to 22k

Re: Navy A/R has been done

needtodobetter — Tue, 07 Jul 2015 23:05:16 GMT

@Pitt570 wrote:
I can confirm this also...just pressed the luv button and bam 16 k to 22k

Woot!! Congrats :-)

Re: Navy A/R has been done

orionsshadow — Tue, 07 Jul 2015 23:31:55 GMT

If I got the card 5/1, should I still wait until 90 days?

Re: Navy A/R has been done

Creditwiser — Tue, 07 Jul 2015 23:43:59 GMT

The DW has an AR 6/30 as well. Im affraid to pull the CLI trigger for her. Dont want an HP

Re: Navy A/R has been done

Creditaddict — Tue, 07 Jul 2015 23:50:08 GMT

@orionsshadow wrote:
If I got the card 5/1, should I still wait until 90 days?

yes 3 statements MINIMUM plus an AR that took place after those 3 statements... some people fall on that months AR or they have to wait until 4th month.

Re: Navy A/R has been done

orionsshadow — Wed, 08 Jul 2015 00:01:59 GMT

thanks

Re: Navy A/R has been done

Creditwiser — Wed, 08 Jul 2015 01:09:52 GMT

@Creditwiser wrote:
The DW has an AR 6/30 as well. Im affraid to pull the CLI trigger for her. Dont want an HP

Researching older threads tells me it should be good to go. Hit the DW's LUV button, BAM 10K to 16K 25k request. Hit my LUV button, BAM 18k to 22K 25k request. Just got off the phone with them and verified both SP's from the 6/30 AR. Soooo happy

Re: Navy A/R has been done

needtodobetter — Wed, 08 Jul 2015 01:12:25 GMT

Congrats!!

Re: Navy A/R has been done

svtthis — Wed, 08 Jul 2015 02:30:37 GMT

I just got a cli early june. Should I pull the trigger again?

Re: Navy A/R has been done

Creditaddict — Wed, 08 Jul 2015 02:40:33 GMT

Only if that request was not a $25k request and was not countered.
Mean you were at $1k and asked for $5k and they approved it... Then yes you should ask again for $25k and get full counter

Re: Navy A/R has been done

svtthis — Wed, 08 Jul 2015 02:50:55 GMT

Can't remember if I asked for the full 25k

@Creditaddict wrote:
Only if that request was not a $25k request and was not countered.
Mean you were at $1k and asked for $5k and they approved it... Then yes you should ask again for $25k and get full counter

Re: Navy A/R has been done

prabs99 — Wed, 08 Jul 2015 03:16:17 GMT

Got the 3-5 day message on my 2nd card. Have 25K on my first one. Sent an SM to cancel the request.

Re: Navy A/R has been done

msbia — Wed, 08 Jul 2015 11:44:23 GMT

Thank you posting this OP! I had forgotten about the quarterly AR; both of my cards went from $20k each to $22k. Thanks again for the heads' up!

Re: Navy A/R has been done

Anonymous — Wed, 08 Jul 2015 13:40:38 GMT

I received the 3 - 5 day notice as well. However, when I called to cancel the guy said a hard pull is done immediately. Now I'm confused. Should I call back and see what another rep says instead?

Re: Navy A/R has been done

Creditaddict — Wed, 08 Jul 2015 14:15:00 GMT

@Anonymous wrote:
I received the 3 - 5 day notice as well. However, when I called to cancel the guy said a hard pull is done immediately. Now I'm confused. Should I call back and see what another rep says instead?

you can try to send a secure message that you would like the request withdrawn. (it's never a sure thing.)