topic Re: Are Walmart and Lowes Forgiving? in Credit Card Applications

Are Walmart and Lowes Forgiving?

tbque — Thu, 23 Jul 2015 16:13:37 GMT

I burnt both Walmart and Lowes back in 2012. Would love to get a Walmart CC again as I shop there very often. Anyone have experience with applying for Walmart again after the first CC went bad?

Re: Are Walmart and Lowes Forgiving?

Existentialist — Thu, 23 Jul 2015 21:41:26 GMT

Depends.... are those accounts reconciled?

Re: Are Walmart and Lowes Forgiving?

Anonymous — Thu, 23 Jul 2015 21:46:58 GMT

+1

Be more likely to get back in if they were.

Re: Are Walmart and Lowes Forgiving?

Anonymous — Thu, 23 Jul 2015 21:51:46 GMT

How much did you burn them for if you don't mind me asking? If it is a big amount, it may take a few years for you to get back in with them.

Re: Are Walmart and Lowes Forgiving?

tbque — Thu, 23 Jul 2015 22:24:01 GMT

Both accounts were charged off and sent to collections. I haven't reconciled with the collection agencies yet. Walmart was about $1,000 and Lowes about $400.

Re: Are Walmart and Lowes Forgiving?

tbque — Thu, 23 Jul 2015 22:24:55 GMT

They were charged off in 2012.

Re: Are Walmart and Lowes Forgiving?

Creditaddict — Fri, 24 Jul 2015 00:01:36 GMT

Yes, I burned both of those accounts too and was able to get them again about year after I settled with them.

Re: Are Walmart and Lowes Forgiving?

tbque — Fri, 24 Jul 2015 00:05:35 GMT

Thanks Creditaddict! I'm very tempted to try Walmart but I better wait until my scores are higher.

Re: Are Walmart and Lowes Forgiving?

Anonymous — Fri, 24 Jul 2015 00:20:04 GMT

@tbque wrote:
Thanks Creditaddict! I'm very tempted to try Walmart but I better wait until my scores are higher.

He settled his.. Are you willing to settle yours? Because although not a huge amount, it not settled it will take a bit fro you to get in with them.

Re: Are Walmart and Lowes Forgiving?

tbque — Fri, 24 Jul 2015 02:08:02 GMT

Yes I willing to settle with them. Walmart will be my first priority.

Re: Are Walmart and Lowes Forgiving?

Jerry45 — Fri, 24 Jul 2015 14:13:02 GMT

Good Luck to you.

Re: Are Walmart and Lowes Forgiving?

Existentialist — Fri, 24 Jul 2015 19:46:59 GMT

Once accounts are reconciled & scores improved please update should U decide to move forward with apps. Good luck.

Re: Are Walmart and Lowes Forgiving?

tbque — Fri, 24 Jul 2015 22:16:14 GMT

Will do Existentialist.