Dilemma To App or not To App Is that the Question ask ask ?

NY2014 — Wed, 05 Aug 2015 04:34:49 GMT

Edited to add clarification

Since I'm on that subject I thought I use this thread also to asked an opinion.
when first applied for the U.S Business Perk. Last Month on 7/20.my credit report was on freeze except TU (now I learned they pull EX for me.)
I called back they requested for me to unfreeze all my CR. I figured I'll just open a personal checking account with US.bank to build a relationship learning what others have had experiences with U.S Bank and hoping to place me in a better position had a lot on my plate at the time strong contemplations for approval with them, and quite honestly i think it helped a tad,

During filling out the app asked if I wanted to apply for a personal visa I thought it over to myself, since I had to unlock all my CR I might as well apply i felt it was good logic go for the for the whole package. my EX they pulled only do a SP. on there personal checking, Note: I frozen all those 3rd party other outside data CRA, I didn't not want any problems since I've heard and learned they also pull other 3rd party CR,
My Thoughts was to tried to get U.S Bank to use that same hp ,from my the checking/visa app for the businesses CC, but was told they need it reopen (😬)

Today I called again after I was approved for the Personal, Visa $10k but again a no go.

My Dilemma is , since then I've added 4 new inquiries scores on EX dropped from 731 8 inquires 6% utility since score now . @ 713 12% utility..11 inquires added 2 new accounts,still 4 new accounts not reported yet.

whats anyone opinion if i should proceed to complete U.S business App and take another hp. or just keep exhausting the idea to try to get them to use the same app they pulled from my personal,( CA) you kinda gave me that ideas, because i don't see any chance of approvals now,from my report today, my goal was met i was shooting for. .

To be honest, it would be prob best to cancel the app. wait to build my scores to improve. and apply down the road later after i build at least history with them . and just state learning how to train to stay in the gardens.only problem mainly i forgot to add I am in the middle progress of expanding my business,and not sure if I have enough Business credit now.
Just need a sound bearer knowing I know I shouldn't push it or not LOL .
Thanks again Everyone for all the advise and support . I could not have done this with the help and motivation here .
Thank you Thank you .. 🙏🏻

topic Dilemma To App or not To App Is that the Question ask ask ? in Credit Card Applications

Dilemma To App or not To App Is that the Question ask ask ?