topic Re: My second mail offer, it's the Cap One in Credit Card Applications

My second mail offer, it's the Cap One

Anonymous — Sat, 08 Aug 2015 18:30:03 GMT

Platinum Master Card 0 apr uh ntil May 2016. I just received it today, but I'm afraid to go for it because yesterday my scores dropped 13 pts with TU and EX, and 4 with EQ, so they extended the offer with higher scores. Don't they pull all 3? Any advice?

Re: My second mail offer, it's the Cap One

Anonymous — Sat, 08 Aug 2015 18:31:03 GMT

By the way, the drop was because I paid off a loan.

Re: My second mail offer, it's the Cap One

Anonymous — Sat, 08 Aug 2015 19:52:16 GMT

people here will want your three fico 08 scores, if not at least fakos, number of inquiries, and AAOA...

have you checked other prequal sites

Re: My second mail offer, it's the Cap One

Anonymous — Sat, 08 Aug 2015 20:30:26 GMT

Did you app yet?

Re: My second mail offer, it's the Cap One

Anonymous — Sat, 08 Aug 2015 20:34:42 GMT

No I haven't apped yet.

Re: My second mail offer, it's the Cap One

Anonymous — Sat, 08 Aug 2015 20:41:14 GMT

go check out cap one's prequal site.

Re: My second mail offer, it's the Cap One

Anonymous — Sat, 08 Aug 2015 20:41:53 GMT

@Anonymous wrote:
No I haven't apped yet.

Okay, but I have to head out in a couple hours so I'd appreciate it if you'd get on that.

Re: My second mail offer, it's the Cap One

Anonymous — Sat, 08 Aug 2015 20:52:30 GMT

Do you know something I don't. Kinda new here, so excuse my ignorance. Message me if you need to.
Thanks

Re: My second mail offer, it's the Cap One

Anonymous — Sat, 08 Aug 2015 20:58:38 GMT

I checked the site and was only pre qual for the Platinum MC and Quicksilver One rewards.

Re: My second mail offer, it's the Cap One

Anonymous — Sat, 08 Aug 2015 21:04:27 GMT

@Anonymous wrote:
Do you know something I don't. Kinda new here, so excuse my ignorance. Message me if you need to.
Thanks

Nah, I just need a fix.

Re: My second mail offer, it's the Cap One

Anonymous — Sat, 08 Aug 2015 21:05:18 GMT

Lol, no thanks.

Re: My second mail offer, it's the Cap One

Anonymous — Sat, 08 Aug 2015 21:07:41 GMT

glad you arent taking the bait from cap1

Re: My second mail offer, it's the Cap One

Anonymous — Sat, 08 Aug 2015 21:17:37 GMT

Why is that 33?

Re: My second mail offer, it's the Cap One

Anonymous — Sat, 08 Aug 2015 21:30:45 GMT

@Anonymous wrote:
Why is that 33?

no clue what your scores are or how many cards or inquiries you have.... if you are building then it would not be abad idea, you could product change later on or get the annual fee removed.... but if you have other cards, they are not offering you their best offers.

Re: My second mail offer, it's the Cap One

Anonymous — Sat, 08 Aug 2015 21:32:53 GMT

I do have other cards, and will garden with them a bit until o receive better offers from them. I received the chase offers last month. I didn't bite on them yet either.

Re: My second mail offer, it's the Cap One

Anonymous — Sat, 08 Aug 2015 22:36:09 GMT

@Anonymous wrote:
I do have other cards, and will garden with them a bit until o receive better offers from them. I received the chase offers last month. I didn't bite on them yet either.

You have an iron will.

Re: My second mail offer, it's the Cap One

Anonymous — Sat, 08 Aug 2015 22:38:02 GMT

Working on my patience. Not reading the credit forums ever day definitely helps.

Re: My second mail offer, it's the Cap One

Anonymous — Sat, 08 Aug 2015 23:02:39 GMT

You animal. You're just sitting on prequal offers, for no reason?!?! Pre quals are never a gurantee but i dont see why 10 points will make a major difference.

Re: My second mail offer, it's the Cap One

Anonymous — Sat, 08 Aug 2015 23:03:38 GMT

Lol

Re: My second mail offer, it's the Cap One

Anonymous — Sat, 08 Aug 2015 23:09:13 GMT

In all honesty i feel you'll be fine with either. The QS approval scores aren't generally very high. What are you're actual scores? I still dont believe you've said(it's ok no one here can do anything with your scores)