topic Re: NFCU Credit Card Application Advice in Credit Card Applications

NFCU Credit Card Application Advice

tbque — Mon, 10 Aug 2015 13:33:34 GMT

I'm probably borderline getting approved for a non-secured card, would I have a better chance applying in person at the local branch or online? If I'm not approved for an un-secured card I would like to get the secured card.

Re: NFCU Credit Card Application Advice

Anonymous — Mon, 10 Aug 2015 13:34:43 GMT

i did mine online but if you go in person you can have your documents ready for view (DL or anything of that matter)

Re: NFCU Credit Card Application Advice

Creditaddict — Mon, 10 Aug 2015 13:40:22 GMT

i would just apply online since many first credit cards are instantly approved.

Re: NFCU Credit Card Application Advice

Anonymous — Mon, 10 Aug 2015 19:59:06 GMT

I called spoke w CSR. However I have direct deposit checking and savings.

Re: NFCU Credit Card Application Advice

Anonymous — Mon, 10 Aug 2015 20:00:52 GMT

Side note: HP EQ 2 Pts lost. HP TU no points lost. Odd. Should update soon.

Re: NFCU Credit Card Application Advice

tbque — Tue, 11 Aug 2015 01:14:24 GMT

Well I didn't details approved for an unsecured card but I did get approved for the secured nRewards Mastercard. I'm happy to be in with NFCU but I was hoping for at least a $500 unsecured card. Time to garden now.

Re: NFCU Credit Card Application Advice

empiror22 — Tue, 11 Aug 2015 02:51:37 GMT

If you are waiting for that secured card to graduate it usually takes about 13 months, if your looking to apply for unsecured card wait about 6 months. The 6 months is only if you pay on time every time, have most/ all collection/ bad accounts taken care of, and you should be fine.