topic Re: How solid in Credit Card Applications

How solid

juniornj23 — Tue, 11 Aug 2015 00:30:21 GMT

I want to know how solid is citi 2 moths ago I did app spree and some HP get into my CR today I got home and have a pre selected offer for Diamond preferred card. 0% for 12 moths and 19.99%
Should I go for it

Re: How solid

Skye12329 — Tue, 11 Aug 2015 00:34:33 GMT

Better question: do you need a BT card? If no, then there's your answer.

Re: How solid

juniornj23 — Tue, 11 Aug 2015 00:36:25 GMT

Well BT card alway good in case you may get into son trouble you just can putt all your B in one card

Re: How solid

juniornj23 — Tue, 11 Aug 2015 00:37:39 GMT

How good are citi on Sl to be truly I just have 60k on credit but I want to close some card with anual fee

Re: How solid

Anonymous — Tue, 11 Aug 2015 00:38:01 GMT

Did you app yet?

Re: How solid

juniornj23 — Tue, 11 Aug 2015 00:38:47 GMT

Re: How solid

juniornj23 — Tue, 11 Aug 2015 00:39:07 GMT

Waiting on advice

Re: How solid

morgacj2004 — Tue, 11 Aug 2015 00:40:28 GMT

All depends on if you need the card or if you are just a collector. RON1 and CreditAddict would tell you to go for it! LOL. Seriously though you need to consider how the card would benefit you and fit in with your other cards. Citi does not look to kindly at Churners so if you apply for the card you will want to keep it for a while.

Re: How solid

Skye12329 — Tue, 11 Aug 2015 00:41:02 GMT

From my understanding their pre qualify is good, but they are inquiry sensitive. For myself they don't pull a certain bureau so, if your inquiries are lower on EX, EQ is my guess they will pull. You could try.

Re: How solid

juniornj23 — Tue, 11 Aug 2015 00:42:19 GMT

I really don't know now if I want to app I went to their Web and try the previous approve link and nothing come out for me On they Web but when I put my invitation pretty selected it came out

Re: How solid

Anonymous — Tue, 11 Aug 2015 01:07:14 GMT

@Skye12329 wrote:
Better question: do you need a BT card? If no, then there's your answer.

Re: How solid

Anonymous — Tue, 11 Aug 2015 01:11:08 GMT

@juniornj23 wrote:
I want to know how solid is citi 2 moths ago I did app spree and some HP get into my CR today I got home and have a pre selected offer for Diamond preferred card. 0% for 12 moths and 19.99%
Should I go for it

If you don't need it, hold off. Right now, they have better BT offers. The Simplicity has a 0% offer for 21 months and so does the Diamond Preferred. I would hold off for a better offer from them. Hope this helps.

Re: How solid

juniornj23 — Tue, 11 Aug 2015 01:33:45 GMT

I will continue in the garden

Re: How solid

Anonymous — Tue, 11 Aug 2015 05:19:29 GMT

@juniornj23 wrote:
I will continue in the garden

Excellent idea!