topic Re: Same offers on Cardmatch and Amex prequal in Credit Card Applications

Same offers on Cardmatch and Amex prequal

Anonymous — Mon, 17 Aug 2015 00:51:49 GMT

Currently in the process of rebuilding my credit. I have one Cap 1 classic plat with $800 limit (just finished credit steps so this should be increasing). Also a Cap 1 venture with 15k limit (not reporting yet). I'd love to get an Amex. Both Cardmatch and the Amex prequal are showing the PRG 50k signup offer. Do I have any shot at this or should I wait a few months. Scores are eq 639, tu 631 and exp 605. Income is 75k and AAoA is 9 years. One paid CO and one unpaid CO. Thank you!

Re: Same offers on Cardmatch and Amex prequal

Anonymous — Mon, 17 Aug 2015 01:55:12 GMT

Sorry, I'm new at this. Just realized I posted this in the wrong area. Mods can you please move this? Thank you!

Re: Same offers on Cardmatch and Amex prequal

Aarvard — Mon, 17 Aug 2015 03:48:41 GMT

If I were you, I would wait until my EX score gets to the 670s range. 605 is pretty low for Amex.

Re: Same offers on Cardmatch and Amex prequal

-Cal- — Mon, 17 Aug 2015 05:11:34 GMT

@Aarvard wrote:
If I were you, I would wait until my EX score gets to the 670s range. 605 is pretty low for Amex.

Re: Same offers on Cardmatch and Amex prequal

Anonymous — Mon, 17 Aug 2015 05:29:06 GMT

That's what I figured. Darn those prequals! They're so tempting. Hopefully that PRG offer will still be floating around.

Re: Same offers on Cardmatch and Amex prequal

Anonymous — Mon, 17 Aug 2015 10:03:44 GMT

Are you sure those are your Fico scores? Just making sure they aren't from credit karma or something. ;-)

Re: Same offers on Cardmatch and Amex prequal

Aarvard — Mon, 17 Aug 2015 17:25:29 GMT

@Anonymous wrote:
That's what I figured. Darn those prequals! They're so tempting. Hopefully that PRG offer will still be floating around.

I think it's a common offer for PRG. Use incognito window and/or clear your cache you'll see that offer.

Re: Same offers on Cardmatch and Amex prequal

Anonymous — Mon, 17 Aug 2015 18:05:37 GMT

Yes those are my real Fico scores. My CK scores are even lower lol! Still in shock I got approved for the Venture at 15k with those scores.