topic Re: Are the Capital One online approvals both approved? in Credit Card Applications

Are the Capital One online approvals both approved?

Anonymous — Tue, 18 Aug 2015 17:28:47 GMT

I did the Capital One online approval yesterday the Quiksilver one said congratulations and the Venture one was below and said "we also have this offer for you". I know people's day that the Capital One website is correct with pre-approvals unlike discover or some other cards. Is the one that doesn't say congratulations normally an approval also? Thanks everyone! :-)

Re: Are the Capital One online approvals both approved?

Anonymous — Tue, 18 Aug 2015 17:31:11 GMT

Yes, Capital One's pre-qualifier is very solid. If it says "congratulations" you are pre-qualified for all of the offers they show on that page. Go for it!!

Re: Are the Capital One online approvals both approved?

Anonymous — Tue, 18 Aug 2015 18:11:22 GMT

@Anonymous wrote:
I did the Capital One online approval yesterday the Quiksilver one said congratulations and the Venture one was below and said "we also have this offer for you". I know people's day that the Capital One website is correct with pre-approvals unlike discover or some other cards. Is the one that doesn't say congratulations normally an approval also? Thanks everyone! :-)

There have been instances where people who have been pre-qualified get denied. But most of them also end in approvals. How does your credit profile look like and what are your scores?

Re: Are the Capital One online approvals both approved?

DeeBee78 — Tue, 18 Aug 2015 18:33:54 GMT

@Anonymous wrote:
I did the Capital One online approval yesterday the Quiksilver one said congratulations and the Venture one was below and said "we also have this offer for you". I know people's day that the Capital One website is correct with pre-approvals unlike discover or some other cards. Is the one that doesn't say congratulations normally an approval also? Thanks everyone! :-)

Yes, you are pre-qualified for all of them. The top offer is just the one that is closest matched with the criteria you put on the prequalifier (credit level and what benefits you want).

Re: Are the Capital One online approvals both approved?

Anonymous — Tue, 18 Aug 2015 19:10:57 GMT

Did you app yet?

Re: Are the Capital One online approvals both approved?

Anonymous — Tue, 18 Aug 2015 21:23:10 GMT

Gotcha. Thanks guys. The top one (congratulations) was the QS1 (I already have QS MC). I did apply and approved for $3000. Below is the Venture. I didn't get it because I wasn't sure if they were going to do a HP on all 3 beaures again. Or if I would be approved. Scores are exp-697, tu-711, eq-702. I have 6 credit cards. 3 Cap1, 1 Barclay, 1 HSN, 1 Wal-Mart

Re: Are the Capital One online approvals both approved?

Anonymous — Tue, 18 Aug 2015 21:27:43 GMT

@Anonymous wrote:
Gotcha. Thanks guys. The top one (congratulations) was the QS1 (I already have QS MC). I did apply and approved for $3000. Below is the Venture. I didn't get it because I wasn't sure if they were going to do a HP on all 3 beaures again. Or if I would be approved. Scores are exp-697, tu-711, eq-702. I have 6 credit cards. 3 Cap1, 1 Barclay, 1 HSN, 1 Wal-Mart

Congrats!! If you go for the Venture right after, there is a good chance they will use the same HPs from your last app, but I think you have to do it pretty quickly. Although YMMV.

Re: Are the Capital One online approvals both approved?

TiggerDat — Tue, 18 Aug 2015 23:33:20 GMT

@Anonymous wrote:
Gotcha. Thanks guys. The top one (congratulations) was the QS1 (I already have QS MC). I did apply and approved for $3000. Below is the Venture. I didn't get it because I wasn't sure if they were going to do a HP on all 3 beaures again. Or if I would be approved. Scores are exp-697, tu-711, eq-702. I have 6 credit cards. 3 Cap1, 1 Barclay, 1 HSN, 1 Wal-Mart

I am confused, if you already have a QS card, why take a lesser card than that?

Re: Are the Capital One online approvals both approved?

Anonymous — Wed, 19 Aug 2015 14:43:05 GMT