topic Re: DISCOVER CREDIT LIMIT INCREASE in Credit Card Applications

DISCOVER CREDIT LIMIT INCREASE

Anonymous — Fri, 21 Aug 2015 19:24:10 GMT

I just applied for a credit limit increase on my Discover It card..im on my 3rd month now..have asked for a cli a few weeks ago and was straight declined via website. i clicked the luv button again today but this time i recieved the message that it was under review and that i would have an answer in 2 days...what are the odds you think i would get the increase?

Re: DISCOVER CREDIT LIMIT INCREASE

Anonymous — Fri, 21 Aug 2015 20:03:41 GMT

The odds I do not know, however last time that happened to me it took almost 2 weeks to update with a small CLI at the end of it.

Re: DISCOVER CREDIT LIMIT INCREASE

Anonymous — Fri, 21 Aug 2015 20:55:47 GMT

Hmmm ok. I hope it's a nice amount if I am approved.

Re: DISCOVER CREDIT LIMIT INCREASE

ojefferyo — Fri, 21 Aug 2015 21:07:19 GMT

95% of the time when it say under review it's a decline. Usually CLI are instant.

Re: DISCOVER CREDIT LIMIT INCREASE

Anonymous — Fri, 21 Aug 2015 21:10:21 GMT

Just seen another post with a cli after the 3rd month. It COULD happen! Fingers crossed!

Re: DISCOVER CREDIT LIMIT INCREASE

Anonymous — Fri, 21 Aug 2015 21:15:43 GMT

Let's hope so!!! I'm keeping my fingers crossed.. I'll keep you guys updated!

Re: DISCOVER CREDIT LIMIT INCREASE

ojefferyo — Fri, 21 Aug 2015 21:21:13 GMT

As long as the 3rd statement has cut then you are eligable but normally going into your 3rd statement is pushing it.

Re: DISCOVER CREDIT LIMIT INCREASE

Anonymous — Fri, 21 Aug 2015 21:46:04 GMT

So if I'm declined before the 3rd has cut can I try again after that time?

Re: DISCOVER CREDIT LIMIT INCREASE

ojefferyo — Fri, 21 Aug 2015 23:18:29 GMT

Yup you sure can

Re: DISCOVER CREDIT LIMIT INCREASE

wuzzielog — Sat, 22 Aug 2015 00:50:20 GMT

I just had my 3rd statement drop, hit the luv button, and recieved the 2 day message. I never recieved anything from Discover, after that, but logged into my account about 4 days later, and noticed a $500 increase in limit. Hope this helps.

Re: DISCOVER CREDIT LIMIT INCREASE

Anonymous — Sat, 22 Aug 2015 01:12:30 GMT

I'll prob get the $500 too.,, hey better than nothin😏

Re: DISCOVER CREDIT LIMIT INCREASE

joedtx — Sat, 22 Aug 2015 02:52:14 GMT

Ya never know sometimes you can get an unexpected .surprise

Re: DISCOVER CREDIT LIMIT INCREASE

ojefferyo — Sat, 22 Aug 2015 05:35:05 GMT

@wuzzielog wrote:
I just had my 3rd statement drop, hit the luv button, and recieved the 2 day message. I never recieved anything from Discover, after that, but logged into my account about 4 days later, and noticed a $500 increase in limit. Hope this helps.

When my 3rd statement cut I hit the CLI and got a $4k increase. I however do run it up to just about the max of the card and pay in full. It seems as that's what they like, PIF or huge payments. I have done this to both my Discover cards and alway get significant CLI.

Re: DISCOVER CREDIT LIMIT INCREASE

OmarGB9 — Sat, 22 Aug 2015 06:03:07 GMT

Grats

Re: DISCOVER CREDIT LIMIT INCREASE

Anonymous — Sat, 22 Aug 2015 06:14:28 GMT

First statement hasn't even generated for me and I spent 2x my CL.

If I don't get a decent CLI after my 3rd statement cuts, I'll be pissed. LOL.

Re: DISCOVER CREDIT LIMIT INCREASE

Anonymous — Sat, 22 Aug 2015 07:44:38 GMT

In the last 6 weeks any clis have said 2 day message. Before with the previous train it was more instant. Those were more frequently approved then.

Re: DISCOVER CREDIT LIMIT INCREASE

Kkhalil85 — Sat, 22 Aug 2015 14:54:24 GMT

Earlier this month I applied for the cli online, instant approval. Few days later (weekend) I requested a 2nd cli online, got the 2-day msg. on Monday i logged online and the second cli was approved (generous amount each time). However, this is an older account. Good luck, hope this helps.

Re: DISCOVER CREDIT LIMIT INCREASE

9CLINE — Sat, 22 Aug 2015 14:58:07 GMT

wish ya the best.....

Re: DISCOVER CREDIT LIMIT INCREASE

steel_string — Sun, 23 Aug 2015 17:15:03 GMT

@Anonymous wrote:
So if I'm declined before the 3rd has cut can I try again after that time?

Yes. Up until the 3rd statement cuts, it appears to be an automatic decline for "not enough experience with current limit" and has no effect on future increases. I requested a CLI a few days before my 3rd statement cut and was declined and then got a $2K auto-CLI a couple of days after my statement cut, then requested a manual CLI and got an instant $500.

Re: DISCOVER CREDIT LIMIT INCREASE

Anonymous — Sun, 23 Aug 2015 17:17:56 GMT

@Anonymous wrote:
Just seen another post with a cli after the 3rd month. It COULD happen! Fingers crossed!

My cli was after the third statement cut. It was for 3k. Good luck!