topic Re: Capital One verification request in Credit Card Applications

Capital One verification request

sjt — Sat, 02 May 2015 22:31:55 GMT

my coworker applied for a Capone Card and received a letter requesting documents verifying their social security number and address. Do you think this means they are going to be approved pending verification?

Re: Capital One verification request

Anonymous — Sat, 02 May 2015 22:43:16 GMT

Can't ever say with certainty, but a request for identifying documents is usually a good sign.

Re: Capital One verification request

Kirmie2010 — Sun, 03 May 2015 00:00:33 GMT

Id just say the same as above poster. Cant tell for sure but its better than a decline

But every time for me, verification was an approval just waiting to prove it was me. Hopefully they get it!

Re: Capital One verification request

Anonymous — Sun, 03 May 2015 11:45:33 GMT

@sjt wrote:
my coworker applied for a Capone Card and received a letter requesting documents verifying their social security number and address. Do you think this means they are going to be approved pending verification?

Verification can mean anything... Will keep fingers crossed for you and keep us posted on results.

Re: Capital One verification request

Anonymous — Mon, 04 May 2015 15:05:58 GMT

@sjt wrote:
my coworker applied for a Capone Card and received a letter requesting documents verifying their social security number and address. Do you think this means they are going to be approved pending verification?

I got the same thing and I sent them proof and I was approved for a 500 CL!!

Re: Capital One verification request

sjt — Tue, 05 May 2015 16:10:36 GMT

My coworker faxed in the required documents and called to confirm they received them. He asked if the requested information is a indication towards approval, they said no.

So I guess he has to wait and see.

Re: Capital One verification request

JcT21 — Tue, 05 May 2015 16:36:26 GMT

i had to do the same thing when i applied for my venture card. faxed in proof of address and soc sec number. i was informed it could take up to 3 weeks to process and 24-48hrs for the faxed documents to be entered into their system. it took about 6 days for me to get approved and 2 weeks total for me to get my venture card. approved for 15k

discover did me the same way a year ago. took about 8-10 to get my card. discover was much faster with their approval. i called about 30 minutes after uploading the documents to "see if they had everything they needed" then i asked if my app could be processed. approved for a sl of 1k and since been auto cli's to 1.9k

good luck, a request for docs is a good sign.

Re: Capital One verification request

Anonymous — Tue, 05 May 2015 17:32:50 GMT

I had Capital One do that to me a long time ago, but it was after I had the cards for about a year. They also wanted a letter from my employer verifying my employment. I would say if they are requesting this, it's approved.

Re: Capital One verification request

sjt — Tue, 05 May 2015 18:10:30 GMT

@JcT21 wrote:
i had to do the same thing when i applied for my venture card. faxed in proof of address and soc sec number. i was informed it could take up to 3 weeks to process and 24-48hrs for the faxed documents to be entered into their system. it took about 6 days for me to get approved and 2 weeks total for me to get my venture card. approved for 15k

discover did me the same way a year ago. took about 8-10 to get my card. discover was much faster with their approval. i called about 30 minutes after uploading the documents to "see if they had everything they needed" then i asked if my app could be processed. approved for a sl of 1k and since been auto cli's to 1.9k

good luck, a request for docs is a good sign.

Cap One told my co-worker the samething they told you. My co-worker is in the rebuilding stage and his score is in the 585-600 range, so hopefully he can get approved for the QS1 credit builder account.

Re: Capital One verification request

sjt — Sat, 09 May 2015 05:08:42 GMT

My co-worker fax in the requested information last Monday and he called in today for the status of his application and its still pending. Im wondering if this is a good sign for him.

Re: Capital One verification request

CreditScoreChallenged — Fri, 08 May 2015 23:52:09 GMT

They requested the same things from me as well and I am wondering the same thing. I faxed in my information and am anxiously waiting to hear from them. I am hoping it means an approval.

Re: Capital One verification request

sjt — Sat, 09 May 2015 05:11:43 GMT

My co-worker call again and found out he was approved but they could not tell him what his credit is.

His score is between 590-605, has one Visa with a 1k line, and income is just over 100k, so I'm guessing his line would be between 300 and 1k.

Re: Capital One verification request

sjt — Sun, 10 May 2015 07:11:28 GMT

Co worker was approved for a 3k credit line. I'm wondering if he can product change to a quicksilver

Re: Capital One verification request

Anonymous — Sun, 10 May 2015 17:23:10 GMT

@sjt wrote:
my coworker applied for a Capone Card and received a letter requesting documents verifying their social security number and address. Do you think this means they are going to be approved pending verification?

I had the same issue, sent in my info and was approved for Venture one $7500.

Re: Capital One verification request

taxi818 — Mon, 11 May 2015 01:49:04 GMT

@sjt wrote:
Co worker was approved for a 3k credit line. I'm wondering if he can product change to a quicksilver

Yes.in 6 months. that is the way cap one rolls. he just got card. use it. use it a lot. then the pc and cli's will come. no difference between QS1 and Quicksilver. Just AF. he he changes in the next few months he won't even pay that. as AF is waived the first year anyway. even on QS1

Re: Capital One verification request

Anonymous — Wed, 20 May 2015 15:20:54 GMT

I had the same situation with Capital One requiring me to send in address and identity verification. I applied for the Quicksilver one on 5-14-15 and got the message that my app was being process 7 to 10 days. I called the next day to check status and was informed they need additional info. I faxed in the documents and called back for status. They told me that driver lic and soc card were too dark to read! So I had to fax in the info again. They finally approved the second fax, but then I got the 3 weeks to process your application ( probably standard message to allow them leeway). I called today and was informed that I was approved, however they don't know my limit yet since the account is currently being created Hoping for decent cl. Just finished my spee, this was the last card I was awaiting on. Picked up Barclay master rewards-500, walmart- 300, macy-600, kohls- 300, HSN-1000, Fingerhut- 500.....already had first premier -300( first card-horrible fees but with open BK 13 at time only place that would approve) and Open Sky secure - 700. My credit score was initially( on 12-10-2014) 545, now sitting at 633. I had a bunch of baddies and two BK 7 2008 and 13 2011. Also one judgment for 2010. I have removed all nearly all collection though PFD and challenges. I've made good progress but still more work to do. These account should help accelerate me on my road to credit recovery! Hoping to purchase a house in a year. So im off to garden! Good luck to everyone trying to recover my our past lives and the bad decisions in them!

Re: Capital One verification request

Anonymous — Wed, 20 May 2015 15:23:13 GMT

I forgot I also have Bofa partially secure(99) visa 500 limit .....I bank with them as well.

Re: Capital One verification request

thetruthsince82 — Wed, 08 Jul 2015 13:56:03 GMT

Hi, can you provide the fax number?

Re: Capital One verification request

sjt — Wed, 08 Jul 2015 19:06:25 GMT

@thetruthsince82 wrote:
Hi, can you provide the fax number?

You should use the fax number listed in your letter, as there are several fax numbers.

if you can find you letter I would contact C1 to get the correct fax number.

Re: Capital One verification request

Anonymous — Wed, 26 Aug 2015 05:20:35 GMT

The fax number they consistently seem to use for their US credit card verification process is 1-866-927-7871. However, as sjt suggested you can verify the number though the letter they send, or if you are inpatient like I am - you can call in the app status line to speak with application manager. I just applied for the Venture one and got the same %$*@ notice again . They give me the same fax number as last time. Good luck!