topic Re: Dollar Bank in Credit Card Applications

Dollar Bank

12njoy — Sat, 01 Aug 2015 16:22:23 GMT

Hey good folks at myFICO,

I applied for a Dollar Bank card at 11:30pm last night (Friday) and got a message that I would be contacted shortly regarding the status of my application. The message stated that their credit services was available Mon-Friday from 8am-8pm so they were already closed by the time I submitted my application. I received the following email today:

Dear me,

A decision has been made regarding your credit card application. Please
call 1-888-418-BANK to talk with a loan officer. Our officers are
available Monday through Friday from 8:00 AM to 8:00 PM.

Thank you for banking with Dollar Bank.

Credit Card Services
Dollar Bank
1-888-418-BANK

My Question is does this sound like an approval pending verification of some kind? This was all handled by their system since credit services hasn't been at the time of my application and won't return until Monday at 8am. What are your thoughts?

Re: Dollar Bank

ojefferyo — Sat, 01 Aug 2015 16:37:19 GMT

I've never heard of dollar bank, are they related to dollar stores?

Re: Dollar Bank

12njoy — Sat, 01 Aug 2015 16:39:27 GMT

@ojefferyo wrote:
I've never heard of dollar bank, are they related to dollar stores?

Don't know. They're based out of PA and doe business in PA and OH (Cleveland area). Pulled TU which was a plus

Re: Dollar Bank

Ron1 — Sat, 01 Aug 2015 17:10:52 GMT

Good luck!!!

Ron.

Re: Dollar Bank

taxi818 — Sat, 01 Aug 2015 17:33:36 GMT

@ojefferyo wrote:
I've never heard of dollar bank, are they related to dollar stores?

No. they are not. Local Cleveland and PIttsburg bank. just name is close to Dollar stores. means nothing. from what i read about them. They are not good. many horrible reviews. . but i wonder how 12njoy pulled this out of a hat.. Will check Credit pulls to see what he is looking for with them.

Re: Dollar Bank

Ron1 — Sat, 01 Aug 2015 17:41:23 GMT

Here is the info from Wikipedia :

https://en.m.wikipedia.org/wiki/Dollar_Bank

Ron.

Re: Dollar Bank

12njoy — Sat, 01 Aug 2015 18:17:07 GMT

@taxi,

Couldn't find anything on creditpulls about dollar bank. I just took a chance with them and hoped for a TU pull

Re: Dollar Bank

Anonymous — Sat, 01 Aug 2015 22:37:00 GMT

Wow, I can't believe Dollar Bank is even still around- they are small with limited locations.

Re: Dollar Bank

Creditaddict — Sat, 01 Aug 2015 22:43:05 GMT

@12njoy wrote:
Hey good folks at myFICO,

I applied for a Dollar Bank card at 11:30pm last night (Friday) and got a message that I would be contacted shortly regarding the status of my application. The message stated that their credit services was available Mon-Friday from 8am-8pm so they were already closed by the time I submitted my application. I received the following email today:

Dear me,

A decision has been made regarding your credit card application. Please
call 1-888-418-BANK to talk with a loan officer. Our officers are
available Monday through Friday from 8:00 AM to 8:00 PM.

Thank you for banking with Dollar Bank.

Credit Card Services
Dollar Bank
1-888-418-BANK

My Question is does this sound like an approval pending verification of some kind? This was all handled by their system since credit services hasn't been at the time of my application and won't return until Monday at 8am. What are your thoughts?

can't wait to hear!

Re: Dollar Bank

12njoy — Sat, 01 Aug 2015 23:14:47 GMT

CA did you see the credit card list I posted?

Re: Dollar Bank

Creditaddict — Sat, 01 Aug 2015 23:16:27 GMT

@12njoy wrote:
CA did you see the credit card list I posted?

When?

Re: Dollar Bank

Creditaddict — Sat, 01 Aug 2015 23:17:45 GMT

Oh I see it now!

Re: Dollar Bank

taxi818 — Sat, 01 Aug 2015 23:18:03 GMT

Im also looking forward to the results. Did you get a hp already on your TU?

Re: Dollar Bank

12njoy — Sat, 01 Aug 2015 23:25:25 GMT

@taxi,

I got a SP during the application and when I submitted the application, I got a HP on TU. This was all done by their automated system since the credit department was closed. I don't see why I need to speak with a credit officer on a denied application, although that could be possible if they do venal notification followed up by written notification. But that seems ridiculous to do all that. I'm thinking they want some type of verification. I hope so anyway.

Re: Dollar Bank

12njoy — Sat, 01 Aug 2015 23:25:54 GMT

I don't think a human has touched my application.

Re: Dollar Bank

12njoy — Sat, 01 Aug 2015 23:31:54 GMT

CA are you busy scouring that list?

Re: Dollar Bank

Creditaddict — Sat, 01 Aug 2015 23:36:29 GMT

@12njoy wrote:
CA are you busy scouring that list?

that list is outdated and overrated unless you are looking for commenity cards or UMB!

Re: Dollar Bank

12njoy — Sat, 01 Aug 2015 23:40:31 GMT

There are some outlying cards on there. The only one I found of interest for me was Dollar. There are a number of FNBO and commerce bank cards too. Those didn't interest me because they seem difficult. But there are some good ones on there.

Re: Dollar Bank

Anonymous — Sun, 02 Aug 2015 02:10:45 GMT

Dollar Bank is a small bank in the Pittsburgh area. I never had an account with them but they had a few branch locations but not convenient for me. I was actually surprised to read they even have a credit card available.

Good luck with the results with them.

Re: Dollar Bank

Ron1 — Sun, 02 Aug 2015 02:20:56 GMT

It is one of the oddball cards.

Ron.