topic Re: Discover pre Qualify Question in Credit Card Applications

Discover pre Qualify Question

Repairman — Sat, 29 Aug 2015 07:01:25 GMT

For those of you who were pre qualified on the Discover Prequaliy site, and ACTUALLY were able to successfully get the card, through that portal, what interest rate or range of rates did they tell you at the time of prequalification?

I'm thinking I'm probably a shoe in to get the card right now, as the pre qualify site used to give me a huge range of APR's, and now it's showing me a much lower and smaller range.

Re: Discover pre Qualify Question

ddemari — Sat, 29 Aug 2015 07:04:57 GMT

I have seen people posting lately where they are getting an apr range of 15-18 percent. i still think its total bogus prequal.

try inputting a fake name and info and see if the prequal gives u that same smaller range of apr's?

discover prequal is like boa, they are not helpful.

Re: Discover pre Qualify Question

Anonymous — Sat, 29 Aug 2015 07:05:16 GMT

I wish I could be more help but they denied me instant but called me a few days later to offer.

Re: Discover pre Qualify Question

Bmac66 — Sat, 29 Aug 2015 16:16:39 GMT

Which bureau(s) does Discover pull?

Re: Discover pre Qualify Question

Anonymous — Sat, 29 Aug 2015 16:52:13 GMT

@Bmac66 wrote:
Which bureau(s) does Discover pull?

EXP and EQ, I apped yesterday. , they called me this morning to verify address, I just moved. I burned them on 1995, when I was young and stupid just glad they approved me not a big SLI 2.5K. I'm just ocassionally bonna use it since I got 7 CC this month with way higher limits I just want to have it just to have it.

Re: Discover pre Qualify Question

Anonymous — Sat, 29 Aug 2015 16:53:05 GMT

@Anonymous wrote:
@Bmac66 wrote:
Which bureau(s) does Discover pull?
EXP and EQ, I apped yesterday. , they called me this morning to verify address, I just moved. I burned them on 1995, when I was young and stupid just glad they approved me not a big SLI 2.5K. I'm just ocassionally bonna use it since I got 7 CC this month with way higher limits I just want to have it just to have it.

*gonna*

Re: Discover pre Qualify Question

Anonymous — Sat, 29 Aug 2015 19:00:45 GMT

Did you app yet?