topic Re: Questions about Chase AARP card? in Credit Card Applications

Questions about Chase AARP card?

FICOEmpire — Thu, 10 Sep 2015 22:48:47 GMT

I only recently learned of this card. Checking it out I see it's a no AF, 3% gas/restaurant card. For those of you who have it, I have some quesitons.

1. Is the 3% unlimited or capped?

2. What was your starting limit?

3. How has the card grown for you? HP CLI's? Amount of CLI?

4. Can the card be PC'd?

5. Can its limit be moved to/from other Chase cards?

6. And finally, is it available to persons of any age?

Thanks for your answers?

Re: Questions about Chase AARP card?

kdm31091 — Thu, 10 Sep 2015 23:28:29 GMT

@FICOEmpire wrote:
I only recently learned of this card. Checking it out I see it's a no AF, 3% gas/restaurant card. For those of you who have it, I have some quesitons.

1. Is the 3% unlimited or capped?
2. What was your starting limit?
3. How has the card grown for you? HP CLI's? Amount of CLI?
4. Can the card be PC'd?
5. Can its limit be moved to/from other Chase cards?
6. And finally, is it available to persons of any age?

Thanks for your answers?

There's no age restriction. You can move the limit around just like with any Chase card. As far as PCing, why would you apply for it and hope to PC it? But if you are asking about PCing to it, doubt it - cobranded cards are usually a no go with regards to PC.

The 3% is AFAIK uncapped. As far as growth, I tend to say "don't expect much" when it comes to Chase. They are stingy with CLIs as a rule. They do sometimes reward people with auto CLIs if the person is routinely spending a lot on the card and paying it down, but outside of restaurants and gas, there's no real incentive to do that on this particular card (and it's still far from guaranteed that you'll get a CLI).

Re: Questions about Chase AARP card?

FICOEmpire — Thu, 10 Sep 2015 23:35:05 GMT

Thank you.

Re: Questions about Chase AARP card?

Anonymous — Fri, 11 Sep 2015 15:26:27 GMT

@FICOEmpire wrote:
I only recently learned of this card. Checking it out I see it's a no AF, 3% gas/restaurant card. For those of you who have it, I have some quesitons.

1. Is the 3% unlimited or capped? Uncapped
2. What was your starting limit? $3300
3. How has the card grown for you? HP CLI's? Amount of CLI? One auto-CLI to $4500 ish
4. Can the card be PC'd? No idea
5. Can its limit be moved to/from other Chase cards? No idea
6. And finally, is it available to persons of any age? Yes

Thanks for your answers?

Re: Questions about Chase AARP card?

Creditaddict — Fri, 11 Sep 2015 16:41:45 GMT

I love mine!

Re: Questions about Chase AARP card?

Anonymous — Sat, 12 Sep 2015 02:37:29 GMT

I eat out often and like to ride=I use my aarp often.

starting limit was 1000, CLI increase to 3k 5 months later. This card is very underrated.

Re: Questions about Chase AARP card?

FICOEmpire — Sat, 12 Sep 2015 02:47:07 GMT

@Anonymous wrote:
@FICOEmpire wrote:
I only recently learned of this card. Checking it out I see it's a no AF, 3% gas/restaurant card. For those of you who have it, I have some quesitons.

1. Is the 3% unlimited or capped? Uncapped
2. What was your starting limit? $3300
3. How has the card grown for you? HP CLI's? Amount of CLI? One auto-CLI to $4500 ish
4. Can the card be PC'd? No idea
5. Can its limit be moved to/from other Chase cards? No idea
6. And finally, is it available to persons of any age? Yes

Thanks for your answers?

Thank you.

Re: Questions about Chase AARP card?

FICOEmpire — Sat, 12 Sep 2015 02:48:08 GMT

@Creditaddict wrote:
I love mine!

It does seem popular that I can tell. Thanks.

Re: Questions about Chase AARP card?

FICOEmpire — Sat, 12 Sep 2015 02:49:10 GMT

@Anonymous wrote:
I eat out often and like to ride=I use my aarp often.

starting limit was 1000, CLI increase to 3k 5 months later. This card is very underrated.

It is underrated. Haven't apped yet, but I'm close. Thanks.

Re: Questions about Chase AARP card?

gingerflower — Sat, 12 Sep 2015 05:23:31 GMT

Love my AARP çc SL $6,500

Re: Questions about Chase AARP card?

FICOEmpire — Sat, 12 Sep 2015 06:32:36 GMT

@gingerflower wrote:
Love my AARP çc SL $6,500

Great limit!

Re: Questions about Chase AARP card?

Anonymous — Sun, 13 Sep 2015 12:08:31 GMT

OP, my SL was 15K. I have never asked for CLI but have received two auto over the years. If there is a cap on spending, I am not aware of it. I use it ONLY for restaurants, averaging $800 a month. I don't recall ever carrying a balance on it. I am not old enough to join AARP.

Re: Questions about Chase AARP card?

Creditaddict — Sun, 13 Sep 2015 13:04:44 GMT

Actually I just found out you can join AARP regardless of age and just joined 2 days ago!
$16 for the year!

Re: Questions about Chase AARP card?

FICOEmpire — Sun, 13 Sep 2015 14:30:38 GMT

@Anonymous wrote:
OP, my SL was 15K. I have never asked for CLI but have received two auto over the years. If there is a cap on spending, I am not aware of it. I use it ONLY for restaurants, averaging $800 a month. I don't recall ever carrying a balance on it. I am not old enough to join AARP.

Thanks. Really great limit you got!

Re: Questions about Chase AARP card?

FICOEmpire — Sun, 13 Sep 2015 14:32:15 GMT

@Creditaddict wrote:
Actually I just found out you can join AARP regardless of age and just joined 2 days ago!
$16 for the year!
Now that's good to know. Thanks.

Re: Questions about Chase AARP card?

Anonymous — Sun, 13 Sep 2015 19:55:37 GMT

@Creditaddict wrote:
Actually I just found out you can join AARP regardless of age and just joined 2 days ago!
$16 for the year!

I joined at the old age of 29. I was able to save 10% off my ADT alarm bill. Will more than cover the $16 membership fee and I can get a discount a Dennys...maybe we go once year.

Re: Questions about Chase AARP card?

signaturecardmember — Sun, 13 Sep 2015 21:57:07 GMT

To contribute a data point, my SL was low but I believe I had reached exposure limits at the time. Have indeed recieved a auto CLI and limits are moveable just like other Chase cards. I dont believe PCs are allowed but might be incorrect. It is my most frequently used card and rewards are uncapped.

Re: Questions about Chase AARP card?

bengalikejenga — Mon, 14 Sep 2015 02:36:53 GMT

@FICOEmpire wrote:
I only recently learned of this card. Checking it out I see it's a no AF, 3% gas/restaurant card. For those of you who have it, I have some quesitons.

1. Is the 3% unlimited or capped? i dont believe so
2. What was your starting limit? just got approved yesterday but $2,200
3. How has the card grown for you? HP CLI's? Amount of CLI? N/A
4. Can the card be PC'd? i dont know
5. Can its limit be moved to/from other Chase cards? From what i heard, yes it can.
6. And finally, is it available to persons of any age? Yes it is available for any age group.

Thanks for your answers?

Hope this answers your Questions