topic Cap1 pre qualification in Credit Card Applications

Cap1 pre qualification

washington12 — Mon, 14 Sep 2015 03:45:17 GMT

So on the capital 1 site the actual pre qualification app says you can't be matched to a pre qualified offer unless you are 21 years of age. So you could be qualified, but since you aren't old enough it will just give you the "we think you might like this offers" I'm 20 and turning 21 in a couple months. Already have a venture 1. Is there a reason for the age requirement? I've never pre qualified for anything except credit one and first premier. I wonder if my age is keeping me from qualifying?

Re: Cap1 pre qualification

Anonymous — Tue, 15 Sep 2015 00:49:13 GMT

I would say it is, IMHO I would say make good use of your Venture One, use it, pay it, and see what shows up after your next B-day.

Re: Cap1 pre qualification

washington12 — Tue, 15 Sep 2015 01:23:12 GMT

Thanks for the input! That's the plan!

Re: Cap1 pre qualification

OmarGB9 — Tue, 15 Sep 2015 05:54:57 GMT

The prequalify thing at age 21 is part of a law if I'm not mistaken. Government stepped in to keep banks from preying upon college students and having them ruin their credit before it's established.