topic Re: Discover in Credit Card Applications

Discover

Shawndoe79 — Thu, 17 Sep 2015 20:28:52 GMT

Should I apply for Discover? 636EQ 625TU 617EX

Re: Discover

OmarGB9 — Thu, 17 Sep 2015 20:39:06 GMT

EQ seems a little low. Actually all scores do. But hey it's discover and anything can happen lol. Their approvals are all over the place.

Re: Discover

Shawndoe79 — Thu, 17 Sep 2015 20:43:44 GMT

Thanks for the reply OmarGB9. Yea they all dropped about 20 points across the boards due to new accounts and utility

Re: Discover

Anonymous — Thu, 17 Sep 2015 21:29:07 GMT

I think you can wait to have 680 score or more , i want to try the discover too but in my case i just know my TU 690 but maybe my others scores are close , thats why im waiting 2 or 3 months more to try.

Re: Discover

Shawndoe79 — Thu, 17 Sep 2015 21:34:13 GMT

680? whew that seems soooo far away lol

Re: Discover

Anonymous — Thu, 17 Sep 2015 21:56:22 GMT

is possible , my score in june was 654 and now is 690. just using and payin my only 2 cards.

Re: Discover

CreditCuriosity — Fri, 18 Sep 2015 02:29:28 GMT

I would wait until your scores as someone else stated are around 680's before attempting it for a better chance of success.

Re: Discover

Anonymous — Fri, 18 Sep 2015 00:49:53 GMT

I think that your 8 month old bankruptcy might be an impediment to approval regardless of score.

Re: Discover

Anonymous — Fri, 18 Sep 2015 00:52:44 GMT

@Anonymous wrote:
I think that your 8 month old bankruptcy might be an impediment to approval regardless of score.

Agreed. Work on that utilization too before applying for anything.

Re: Discover

Anonymous — Fri, 18 Sep 2015 01:52:10 GMT

I would wait to apply until all scores are north of 650.

Re: Discover

12njoy — Fri, 18 Sep 2015 01:55:50 GMT

@Anonymous wrote:
I think that your 8 month old bankruptcy might be an impediment to approval regardless of score.

Re: Discover

Shawndoe79 — Fri, 18 Sep 2015 23:08:19 GMT

@Anonymous wrote:
I think that your 8 month old bankruptcy might be an impediment to approval regardless of score.

you were absolutely correct. I spoke with the rep and she said they approve people with scores as low as 620, but my bankruptcy would be the issue.

Re: Discover

Shawndoe79 — Fri, 18 Sep 2015 23:10:18 GMT

Welp, in the garden I go until next year, I have a few decent cards I can build on, just have to be patient.

Re: Discover

Anonymous — Fri, 18 Sep 2015 23:12:38 GMT

@Shawndoe79 wrote:
Welp, in the garden I go until next year, I have a few decent cards I can build on, just have to be patient.

Sounds like a good plan.