topic Re: Wells Fargo AMEX Propel 365 Criteria in Credit Card Applications

Wells Fargo AMEX Propel 365 Criteria

Anonymous — Fri, 18 Sep 2015 20:33:53 GMT

Hi,

Does anyone have an idea on what the average scores are for approval? I have a relationship with Wells Fargo as I've banked with them for three years now. I was speaking with a banker at a locale brance this afternoon and she mentioned that I would be a good candidate for the card, but she didn't give any specifics on why.

Thanks!

Re: Wells Fargo AMEX Propel 365 Criteria

Ron1 — Fri, 18 Sep 2015 20:43:37 GMT

You need at least 700. I don't have any banking relationship when I applied. I think you have a good chance to get approved. They pulled EXP.

Ron.

Re: Wells Fargo AMEX Propel 365 Criteria

Themanwhocan — Fri, 18 Sep 2015 23:42:46 GMT

This chart should help you decide when your spending pattern would make it preferrable to have a Propel 365 card if you also qualify for the 50% bonus. Isn't it nice how Wells Fargo looks out for your best interests.

Re: Wells Fargo AMEX Propel 365 Criteria

Anonymous — Sat, 19 Sep 2015 03:16:17 GMT

Any idea how inquiry sensitive they are?

Re: Wells Fargo AMEX Propel 365 Criteria

B335is — Sat, 19 Sep 2015 07:16:19 GMT

Back when I applied they pulled TU, I only had a few inq (under 10) and a clean file. It wasn't instant and I had to call in for verification. I was approved with no prior banking relationship.

Re: Wells Fargo AMEX Propel 365 Criteria

Anonymous — Sat, 19 Sep 2015 15:50:16 GMT

google credit board and look for hardpulls.. you will see all the statistics there!

i got it and i had a score around 744 ~ accross

Re: Wells Fargo AMEX Propel 365 Criteria

Anonymous — Mon, 21 Sep 2015 14:26:37 GMT

It seems that low-mid 700's are average. Perhaps i'll hold off for a month or two.

Re: Wells Fargo AMEX Propel 365 Criteria

Anonymous — Mon, 21 Sep 2015 16:13:09 GMT

@Themanwhocan wrote:
This chart should help you decide when your spending pattern would make it preferrable to have a Propel 365 card if you also qualify for the 50% bonus. Isn't it nice how Wells Fargo looks out for your best interests.

love this table. I saw you editing these one day and then couldnt find them!

looks like the WP requires a decent amount of spend

Re: Wells Fargo AMEX Propel 365 Criteria

Anonymous — Mon, 21 Sep 2015 19:05:46 GMT

So wells fargo is no longer automatic denial without an active banking relationship?

Re: Wells Fargo AMEX Propel 365 Criteria

Themanwhocan — Mon, 21 Sep 2015 19:22:47 GMT

@Anonymous wrote:
@Themanwhocan wrote:
This chart should help you decide when your spending pattern would make it preferrable to have a Propel 365 card if you also qualify for the 50% bonus. Isn't it nice how Wells Fargo looks out for your best interests.

love this table. I saw you editing these one day and then couldnt find them!

looks like the WP requires a decent amount of spend

They are in the "Helpful Links" sticky at the top of the Credit Cards forum

Re: Wells Fargo AMEX Propel 365 Criteria

Anonymous — Tue, 22 Sep 2015 14:06:02 GMT

Thanks for the chart, it will definitely be helpful when I have the card.

Re: Wells Fargo AMEX Propel 365 Criteria

FinStar — Wed, 23 Sep 2015 01:20:34 GMT

@Anonymous wrote:
So wells fargo is no longer automatic denial without an active banking relationship?

Correct. In some cases (I would suppose it would depend on your overall profile) individuals can get approved for a CC without having an existing WF relationship.