topic Re: Synchrony question in Credit Card Applications

Synchrony question

Anonymous — Sat, 03 Oct 2015 21:34:09 GMT

Within a 4 day time frame I was approved for Amazon ($1,000), Walmart ($150) and old Navy ($500) and kohls ($300)... I'm not sure if they are all backed by synchrony or not but if so was that all 1 hard pull or 4 different? I've been trying to get jcpenny for months but they always say no and I would still like American Eagle as my young adult children always request clothes from there for Christmas.

Re: Synchrony question

Anonymous — Sat, 03 Oct 2015 21:54:19 GMT

@Anonymous wrote:
Within a 4 day time frame I was approved for Amazon ($1,000), Walmart ($150) and old Navy ($500) and kohls ($300)... I'm not sure if they are all backed by synchrony or not but if so was that all 1 hard pull or 4 different? I've been trying to get jcpenny for months but they always say no and I would still like American Eagle as my young adult children always request clothes from there for Christmas.

More than likely it was 4 different pulls. I don't think Synchrony uses the same HP for different accounts. You might want to consider a monitoring service like credit karma that will tell you how many inquiries you received (at least EQ and TU inquiries )

Re: Synchrony question

Pway — Sat, 03 Oct 2015 21:58:40 GMT

Kohl's is backed bt Capital One, the others are backed by Synchrony.

Re: Synchrony question

ojefferyo — Sat, 03 Oct 2015 22:43:15 GMT

1 pull each so you're looking at 4 HPs