topic Re: Has anyone gotten approved for a Chase card on or after October 4, 2015 in Credit Card Applications

Has anyone gotten approved for a Chase card on or after October 4, 2015

12njoy — Tue, 06 Oct 2015 02:15:22 GMT

I was told by the CSP team that Chase's application decision system is currently down for everyone. This seems a little strange to me that the system would be down this long, but I guess entirely possible. Has anyone applied for a Chase card on October 4, 2015 or later and called the application status line? If so, were you provided a status of your application? If the system said it couldn't access your records, did you contact Chase? If so, what were you told by Chase?

Re: Has anyone gotten approved for a Chase card on or after October 4, 2015

Skye12329 — Tue, 06 Oct 2015 02:22:06 GMT

I wonder if they are changing the benefits or anything in regards to the card or t&c. Maybe that could be a reason?

Re: Has anyone gotten approved for a Chase card on or after October 4, 2015

12njoy — Tue, 06 Oct 2015 02:24:17 GMT

@Skye12329 wrote:
I wonder if they are changing the benefits or anything in regards to the card or t&c. Maybe that could be a reason?

There's been a little chase bonanza lately with the co-branded cards. I'm thinking their fixing that little problem because they were giving up cards like crazy. Probably making that system more in line with the chase branded cards.

Re: Has anyone gotten approved for a Chase card on or after October 4, 2015

Themanwhocan — Tue, 06 Oct 2015 02:34:12 GMT

@12njoy wrote:
@Skye12329 wrote:
I wonder if they are changing the benefits or anything in regards to the card or t&c. Maybe that could be a reason?
There's been a little chase bonanza lately with the co-branded cards. I'm thinking their fixing that little problem because they were giving up cards like crazy. Probably making that system more in line with the chase branded cards.

Or perhaps they realized that since they have restricted credit card applications so severely, that there isn't much need for a credit card division...

Re: Has anyone gotten approved for a Chase card on or after October 4, 2015

12njoy — Tue, 06 Oct 2015 02:37:05 GMT

@Themanwhocan wrote:
@12njoy wrote:
@Skye12329 wrote:
I wonder if they are changing the benefits or anything in regards to the card or t&c. Maybe that could be a reason?
There's been a little chase bonanza lately with the co-branded cards. I'm thinking their fixing that little problem because they were giving up cards like crazy. Probably making that system more in line with the chase branded cards.
Or perhaps they realized that since they have restricted credit card applications so severely, that there isn't much need for a credit card division...

And the award goes to Themanwhocan

Re: Has anyone gotten approved for a Chase card on or after October 4, 2015

ddemari — Tue, 06 Oct 2015 03:10:50 GMT

I have tried to log into Chase and activate a credit card when their site has been down. And it basically says call them for any credit related help. But applying, after you applied did it say we need further time to review your application? How did you know their system was down? If you call the status line and the auto lady says nothing about your credit card status, that had proven postive for me. But I've never heard her say anything like we can't access your records.

Re: Has anyone gotten approved for a Chase card on or after October 4, 2015

12njoy — Tue, 06 Oct 2015 03:14:36 GMT

@ddemari wrote:
I have tried to log into Chase and activate a credit card when their site has been down. And it basically says call them for any credit related help. But applying, after you applied did it say we need further time to review your application? Yes I got the we need further time to review your application, aftewards the auto line said I'll be notified in two weeks. How did you know their system was down? After a few hours the auto status line couldn't access my records. If you call the status line and the auto lady says nothing about your credit card status, that had proven postive for me. But I've never heard her say anything like we can't access your records. Yes it now says unable to access your records.

Re: Has anyone gotten approved for a Chase card on or after October 4, 2015

Anonymous — Tue, 06 Oct 2015 04:16:26 GMT

I was approved for CSP today after recon. I apped for CSP and a southwest card a week ago and both went to pending.

I checked the automated phone status and CSP says 7 to 10 days so I thought that was a denial according to a lot of people's experience here.

The southwest card says two weeks so I thought I had a chance with that one but I received a letter of denial for southwest stating "too many request for credit or opened account with us".

I only have freedom card from chase. I never received any letter regarding my CSP application. I called today to recon southwest and after series of questions, the UW said he cant give me southwest because of my short credit history (I only have 4 months credit history) BUT my CSP application only needs verification and I was approved for 7k after they verified my identity.

I checked my online account and it was there. I was jumping afterwards because I felt like I climbed a huge hurdle. I only started building credit june of this year and I have 5 credit cards under my name. I know about 5/24 rule but I took a chance because some says that store cards dont count.

Here's my stats:

walmart fico: TU 753, EQ fako is 670, I dont know what my EX score is because I get error for not long enough history. No baddies. My cards are:

Chase freedom approved after 2 and a half credit history (3k limit), NFCU visa sig (5k limit), cap1 (800 limit), walmart (5k) and amazon store card (1400 limit).

csp is my sixth card since june.

Re: Has anyone gotten approved for a Chase card on or after October 4, 2015

12njoy — Tue, 06 Oct 2015 04:04:35 GMT

@Anonymous wrote:
I was approved for CSP today after recon. I apped for CSP and a southwest card a week ago and both went to pending.
I checked the automated phone status and CSP says 7 to 10 days so I thought that was a denial according to a lot of people's experience here.
The southwest card says two weeks so I thought I had a chance with that one but I received a letter of denial for southwest stating "too many request for credit or opened account with us".
I only have freedom card from chase. I never received any letter regarding my CSP application. I called today to recon southwest and after series of questions, the UW said he cant give me southwest because of my short credit history (I only have 4 months credit history) BUT my CSP application only needs verification and I was approved for 7k after they verified my identity.
I checked my online account and it was there. I was jumping afterwards because I felt like I climbed a huge hurdle. I only started building credit june of this year and I have 5 credit cards under my name. I know about 5/24 rule but I took a chance because some says that store cards dont count.
Here's my stats:
walmart fico: TU 753, EQ fako is 670, I dont know what my EX score is because I get error for not long enough history. No baddies. My cards are:
Chase freedom approved after 2 and a half credit history (3k limit), NFCU visa sig (5k limit), cap1 (800 limit), walmart (5k) and amazon store card (1400 limit).

Congrats. Did you check automated line today?

Re: Has anyone gotten approved for a Chase card on or after October 4, 2015

Anonymous — Tue, 06 Oct 2015 04:09:30 GMT

It still says being reviewed for both cards right now on automated status line. 7 to 10 business days for CSP and two weeks for southwest.

Re: Has anyone gotten approved for a Chase card on or after October 4, 2015

12njoy — Tue, 06 Oct 2015 04:10:36 GMT

@Anonymous wrote:
It still says being reviewed for both cards right now on automated status line. 7 to 10 business days for CSP and two weeks for southwest.

Thanks. That means Chase told me incorrect information.

Re: Has anyone gotten approved for a Chase card on or after October 4, 2015

dodgerslv — Tue, 06 Oct 2015 15:39:02 GMT

@12njoy wrote:
I was told by the CSP team that Chase's application decision system is currently down for everyone. This seems a little strange to me that the system would be down this long, but I guess entirely possible. Has anyone applied for a Chase card on October 4, 2015 or later and called the application status line? If so, were you provided a status of your application? If the system said it couldn't access your records, did you contact Chase? If so, what were you told by Chase?

I applied for the Marriott on the 2nd and throught the weekend it gave me the 30 days automated message and now it gives me the 2 week message. Not sure it will eventually change to the 7-10 day message. Not going to call.

Re: Has anyone gotten approved for a Chase card on or after October 4, 2015

kdm31091 — Tue, 06 Oct 2015 15:47:54 GMT

Wouldn't be surprised if they extend their newer policies to the cobranded cards or at least tighten up somehow with them

Re: Has anyone gotten approved for a Chase card on or after October 4, 2015

12njoy — Tue, 06 Oct 2015 16:10:22 GMT

I think there might be changes coming to the Co branded apps

Re: Has anyone gotten approved for a Chase card on or after October 4, 2015

dodgerslv — Tue, 06 Oct 2015 16:11:01 GMT

@kdm31091 wrote:
Wouldn't be surprised if they extend their newer policies to the cobranded cards or at least tighten up somehow with them

yeah i agree because they have been handing out those cards like candy on Halloween.

Re: Has anyone gotten approved for a Chase card on or after October 4, 2015

dodgerslv — Tue, 06 Oct 2015 16:12:36 GMT

@12njoy wrote:
I think there might be changes coming to the Co branded apps

do you still get the same message 12?

Re: Has anyone gotten approved for a Chase card on or after October 4, 2015

12njoy — Tue, 06 Oct 2015 16:14:35 GMT

Yes, the system is unable to access my records. All accounts on chase.com ate all accessible and open.

Re: Has anyone gotten approved for a Chase card on or after October 4, 2015

dodgerslv — Tue, 06 Oct 2015 16:26:56 GMT

@12njoy wrote:
Yes, the system is unable to access my records. All accounts on chase.com ate all accessible and open.

you think it may have to do on so many applications submitted in such short time? I think you were one of the lucky ones that got approved for 3 chase card in less than a month.

Re: Has anyone gotten approved for a Chase card on or after October 4, 2015

12njoy — Tue, 06 Oct 2015 16:35:54 GMT

Yes I'm sure that's likely the issue

Re: Has anyone gotten approved for a Chase card on or after October 4, 2015

ddemari — Tue, 06 Oct 2015 19:40:20 GMT

The old rule of thumb was no more than 2 Chase applications in 30 days. Some have sneaked in 3 but that is probably not the norm.