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    <title>topic Re: Apping spree planning.....wanna help? in Credit Card Applications</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Apping-spree-planning-wanna-help/m-p/4267594#M88268</link>
    <description>Sounds like sage advice&lt;BR /&gt;&lt;BR /&gt;</description>
    <pubDate>Wed, 07 Oct 2015 23:52:24 GMT</pubDate>
    <dc:creator>Cmikul</dc:creator>
    <dc:date>2015-10-07T23:52:24Z</dc:date>
    <item>
      <title>Apping spree planning.....wanna help?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Apping-spree-planning-wanna-help/m-p/4267339#M88237</link>
      <description>&lt;P&gt;So now is the necessary time for me to quit gardening....wasn't there long ....but need to do some apps to get some movement.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I just got my 3x CLI on Amex yesterday.&amp;nbsp; I wanted it to report hoping that&amp;nbsp; a Venture app would try and match it.&amp;nbsp; (I'm pre-qual'd)&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I also have a pre-qual on QS which could help because then I could PC my QS1 down the road and help lower a single line utilization.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;But.......I need to get in with Chase....for which I have a Freedom pre-qua but really want teh CSP.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Here's the rub.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;My QS is 1yr old&lt;/P&gt;&lt;P&gt;My BB Visa is 6mths old&lt;/P&gt;&lt;P&gt;My Amex is 2 mths old.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;If I get any of these and don't even try and cold app the CSP or Marriot, I'll be out for 24mths per the 5 acct limit&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;"if" I app for all of them on the same day and do the CSP last.....is there any chance it will go thru .....or any harm to taiking the decline since I would effectively be limted out for 2yrs after this spree.....&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;pretty much residing to the fact what eer I walk away with will be gardening for 24mths.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;suggestions????&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;BTW.....EX is at 682 ...just took a hit for some Util usage on some cards ....I paid it down but it hasn't rebounded yet.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Tu @ at 712 and Eq @ 702&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 07 Oct 2015 21:05:32 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Apping-spree-planning-wanna-help/m-p/4267339#M88237</guid>
      <dc:creator>Cmikul</dc:creator>
      <dc:date>2015-10-07T21:05:32Z</dc:date>
    </item>
    <item>
      <title>Re: Apping spree planning.....wanna help?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Apping-spree-planning-wanna-help/m-p/4267541#M88257</link>
      <description>&lt;P&gt;You just came out of the garden but your Amex is only 2 months old? &amp;nbsp;LMAO!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I would at least wait until the Amex 3x CLI posts and your utilization pay down posts to all three bureaus.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;After that, i would apply for Chase first. &amp;nbsp;Use the "2BM method" and apply for both CSP and Freedom.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I wouldn't really bother with Capital One Venture since they require 3 hard pulls.&lt;/P&gt;</description>
      <pubDate>Wed, 07 Oct 2015 23:21:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Apping-spree-planning-wanna-help/m-p/4267541#M88257</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-10-07T23:21:48Z</dc:date>
    </item>
    <item>
      <title>Re: Apping spree planning.....wanna help?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Apping-spree-planning-wanna-help/m-p/4267594#M88268</link>
      <description>Sounds like sage advice&lt;BR /&gt;&lt;BR /&gt;</description>
      <pubDate>Wed, 07 Oct 2015 23:52:24 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Apping-spree-planning-wanna-help/m-p/4267594#M88268</guid>
      <dc:creator>Cmikul</dc:creator>
      <dc:date>2015-10-07T23:52:24Z</dc:date>
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