topic Re: AMEX Pre-Qual in Credit Card Applications

AMEX Pre-Qual

jmr79x — Tue, 22 Sep 2015 14:32:54 GMT

Did AMEX change the way their pre-qual is? it is now saying for me

Based on your interests, we recommend the following Cards for you.

Any one else see this?

Re: AMEX Pre-Qual

Anonymous — Tue, 22 Sep 2015 15:43:20 GMT

Yes, I started seeing the same screen yesterday

Re: AMEX Pre-Qual

DeeBee78 — Tue, 22 Sep 2015 17:31:33 GMT

Mine errored out the first time, and the second time it gave me the "based on your interests" spiel.

I put in my mom's information, and it found actual pre-qualified offers for her.

Re: AMEX Pre-Qual

mattmyFIC0 — Wed, 23 Sep 2015 11:43:41 GMT

The same thing happened to me. It used to say it couldn't find any offers for me but now it just says based on your interests....

Re: AMEX Pre-Qual

Anonymous — Wed, 23 Sep 2015 17:36:40 GMT

It's turned into false hope like Discover to lure you in.

Dont app unless you know you're good to go and/or you receive the drug like high word of Congratulations

Re: AMEX Pre-Qual

DeeBee78 — Wed, 23 Sep 2015 18:17:58 GMT

@Anonymous wrote:
It's turned into false hope like Discover to lure you in.

Dont app unless you know you're good to go and/or you receive the drug like high word of Congratulations

No it hasn't, it still gives solid prequals with specific APR's. They just changed the wording when you're not prequalified. It used to say, "We couldn't find any offers that matched your..." Now it just says, "based on your interests..."

It's not useless like Discover or BOA.

Re: AMEX Pre-Qual

Anonymous — Wed, 23 Sep 2015 20:23:50 GMT

Ok I'll concur with that. It will give prequals if prequalified unlike discover, however now formatted to give recommends instead of a blatant no, ala Barclaycard advertisements.

Re: AMEX Pre-Qual

Anonymous — Thu, 24 Sep 2015 00:13:07 GMT

I still see legit offers with specific APR and not a range like Discover.

Re: AMEX Pre-Qual

Anonymous — Thu, 24 Sep 2015 00:43:49 GMT

I still see legit offers with specific APR and not a range like Discover.

You will if they have an offer for you. If they don't, many are now getting useless "recommendations".

Re: AMEX Pre-Qual

Anonymous — Thu, 24 Sep 2015 00:56:09 GMT

I have two cards with them, both dating to 1999. And I don't get any pre-q or recommendations. I find amex an odd ball.

Re: AMEX Pre-Qual

Anonymous — Thu, 08 Oct 2015 20:25:44 GMT

I was receiving the "Unfortunately" message up until last week; my BOA's 5th statement cut last night and now I receive the "We recommend these cards" message. Odd.

Re: AMEX Pre-Qual

OmarGB9 — Thu, 08 Oct 2015 20:51:00 GMT

^Not a true prequal then. Only if it's says congratulations and a fixed APR is it an actual prequal.

Re: AMEX Pre-Qual

Anonymous — Thu, 08 Oct 2015 20:58:25 GMT

I figured.

Thanks as always Omar.

Re: AMEX Pre-Qual

Anonymous — Thu, 08 Oct 2015 22:10:34 GMT

I did the prequal but they only prequalified me for the platinum and everyday preferred really just want the blue cash back no AF