topic Re: Barclay CC let's put our heads together in Credit Card Applications

Barclay CC let's put our heads together

myjourney — Wed, 17 Jul 2013 01:13:50 GMT

Let's all put our heads together and see can we figure out what makes Barclaycard credit cards subject to AA, FR,CLD and CLI

We all know they pull TU so in my case they did the AR on TU also...

So I'll start app 12/31/12

Garden until 6/613

spree 4 cards 3 pulls

EX 2 pulls

EQ 1 pull

TU 0

At the time of my spree barclay was 5 months and 1 week old

Auto CLI $1000 at the 5 /12 week mark of age

I did use the 0% for the first 3 months and paid it off ....4th month no charges 5th month $38 purchase leaving me 7 months 0%

Post your results

BTW This thread could get big so I did not check the email me with replies box ....won't be waking me all night long Lol

Re: Barclay CC let's put our heads together

Anonymous — Wed, 17 Jul 2013 01:19:11 GMT

My journey, did you get a auto cli at 5 1/2 week mark and a cld too?

Re: Barclay CC let's put our heads together

myjourney — Wed, 17 Jul 2013 01:21:14 GMT

@Anonymous wrote:
My journey, did you get a auto cli at 5 1/2 week mark and a cld too?

@Anonymous @ 5 1/2 month CLI no CLD

Re: Barclay CC let's put our heads together

djc1puno — Wed, 17 Jul 2013 01:21:22 GMT

This might get ugly myjourney! Lol

Re: Barclay CC let's put our heads together

myjourney — Wed, 17 Jul 2013 01:23:52 GMT

@djc1puno wrote:
This might get ugly myjourney! Lol

I know

but maybe we all can find a pattern is what i'm hoping for to help others

Re: Barclay CC let's put our heads together

Anonymous — Wed, 17 Jul 2013 01:25:29 GMT

pS thanks for Starting this thread!!!

Re: Barclay CC let's put our heads together

DaBears — Wed, 17 Jul 2013 01:26:36 GMT

Wait wait wait, I have had Barclay's now since Dec 12' and have not got an auto increase yet I had to call in a request which resulted in a HP

Re: Barclay CC let's put our heads together

myjourney — Wed, 17 Jul 2013 01:28:29 GMT

@DaBears wrote:
Wait wait wait, I have had Barclay's now since Dec 12' and have not got an auto increase yet I had to call in a request which resulted in a HP

Post your story I'm looking for a pattern...Help us out

Re: Barclay CC let's put our heads together

lhcole77 — Wed, 17 Jul 2013 01:28:49 GMT

Journey : is there a specific format for replies?

Re: Barclay CC let's put our heads together

DaBears — Wed, 17 Jul 2013 01:30:04 GMT

@myjourney wrote:
@DaBears wrote:
Wait wait wait, I have had Barclay's now since Dec 12' and have not got an auto increase yet I had to call in a request which resulted in a HP
Post your story I'm looking for a pattern...Help us out

No story to tell now, you broke my heart!!!!

Re: Barclay CC let's put our heads together

myjourney — Wed, 17 Jul 2013 01:30:21 GMT

@lhcole77 wrote:
Journey : is there a specific format for replies?

When you got

CLD, CLI AA, FR

Re: Barclay CC let's put our heads together

Anonymous — Wed, 17 Jul 2013 01:30:23 GMT

app for barclays rewards card in 12/12

approved for 500 limit

carried a balance of around $300 for about 4 months

made close to the minimum payment each month while running maybe 1 or 2 small transactions through each month

request for CLI with TU HP in 4/12 denied

auto CLI to $1,250 in 6/12

lol

Re: Barclay CC let's put our heads together

myjourney — Wed, 17 Jul 2013 01:31:15 GMT

@Anonymous wrote:
app for barclays rewards card in 12/12
approved for 500 limit
carried a balance of around $300 for about 4 months
made close to the minimum payment each month while running maybe 1 or 2 small transactions through each month
request for CLI with TU HP in 4/12 denied
auto CLI to $1,250 in 6/12
lol

That's what i'm looking for thank you

Re: Barclay CC let's put our heads together

navigatethis12 — Wed, 17 Jul 2013 01:35:35 GMT

Approved: February 2012 after a long spree of applying. Inititally declined for inquires but the gentleman overturned it and approved for 2500.

Increase: August 2012 after using it up to the limit multiple times and keeping a 0% balance for about 2 months before deciding I didn't want to have it maxed out. Increased to 3400

Spree: opened five cards in November and December 2012

Increase: March 2013 to 4600. I didn't use the card as much and only charged it up to the max about twice during the time since the last increase. Inquiries on TransUnion were about 2 to 4 at all times.

Re: Barclay CC let's put our heads together

lhcole77 — Wed, 17 Jul 2013 01:35:51 GMT

Ooohhhhhh! This is going to be good.

Re: Barclay CC let's put our heads together

myjourney — Wed, 17 Jul 2013 01:37:28 GMT

@navigatethis12 wrote:
Approved: February 2012 after a long spree of applying. Inititally declined for inquires but the gentleman overturned it and approved for 2500.
Increase: August 2012 after using it up to the limit multiple times and keeping a 0% balance for about 2 months before deciding I didn't want to have it maxed out. Increased to 3400
Spree: opened five cards in November and December 2012
Increase: March 2013 to 4600. I didn't use the card as much and only charged it up to the max about twice during the time since the last increase. Inquiries on TransUnion were about 2 to 4 at all times.

Thank you these will help. There has to be a method to the Barclay madness

Re: Barclay CC let's put our heads together

staifokuzed — Wed, 17 Jul 2013 01:54:48 GMT

Approved December 2012 on recon 1k starting. I played it safe and let all charges report then pif. Before the 6th statement ran about 600 and pif before cut. Got cli of 1300 after statement cut. Also they sp tu and ex monthly.
I opened Paypal first it reported then Barclay. Victoria secret after via softpull nothing else after. Except my recent spree starting 7/4 ended 7/9 lots of new accounts and inquiries. 6 new accounts and about 11 new inquiries. We will see the outcome.

Re: Barclay CC let's put our heads together

LS2982 — Wed, 17 Jul 2013 01:56:20 GMT

IIRC there is already a thread like this out there.

Re: Barclay CC let's put our heads together

myjourney — Wed, 17 Jul 2013 02:00:09 GMT

@staifokuzed wrote:
Approved December 2012 on recon 1k starting. I played it safe and let all charges report then pif. Before the 6th statement ran about 600 and pif before cut. Got cli of 1300 after statement cut. Also they sp tu and ex monthly.
I opened Paypal first it reported then Barclay. Victoria secret after via softpull nothing else after. Except my recent spree starting 7/4 ended 7/9 lots of new accounts and inquiries. 6 new accounts and about 11 new inquiries. We will see the outcome.

Thanks for helping I see you did get a CLI good to know

Re: Barclay CC let's put our heads together

FinStar — Wed, 17 Jul 2013 02:02:02 GMT

Hmmmm... this could be interesting. Of course, I won't know for sure for the next 4-8 months so we'll see if anything comes about on my Barclays accounts.