Question about 30 day approvals.....

Cmikul — Tue, 20 Oct 2015 02:28:32 GMT

has anyone received a 7-10day/ 2 week or 30 day processing message on an application and seen the bank do a HP and then do SP's during that process as if they are seriously monitoring your bureau for that short amount of time.

I imagine this would be labor intensive for the banks to do as they would have to track your app for that period of time...but say if one went on an app spree and the banks wanted to just watch for 2 weeks and see if any other inquiries popped up in that time period....

seems like it would serve them well to do this....

Re: Question about 30 day approvals.....

OmarGB9 — Tue, 20 Oct 2015 05:52:31 GMT

I seriously doubt they SP you during that timeframe. The reason they give you that message is just to give themselves a cushion to manually review your app and the report they pulled, but they don't proactively and regularly SP you for 30 days or something lol.

topic Question about 30 day approvals..... in Credit Card Applications

Question about 30 day approvals.....

Re: Question about 30 day approvals.....