topic Re: Walmart backdoor or chat. in Credit Card Applications

Walmart backdoor or chat.

My_Fako — Wed, 21 Oct 2015 23:39:37 GMT

Just had my 8th statement. Had a $150 increase (luv button) finally worked last month.

Can't tell you how many times I've tried for a better limt. My starting line was $300. Used card a lot almost every month. Pif almost every month. I want a Increase for my upcoming X-mas shopping.

Any tips on what to say during chat, or should I try backdoor again. Been a great customer. My Tu score is down tho 620, after Discover, Barclays, Amazon just reported. But this walmart is my lowest line at $450

Any advice or pep talk would be great!!!

Re: Walmart backdoor or chat.

Anonymous — Wed, 21 Oct 2015 23:45:38 GMT

Do a chat, since your score is low, ask for $1500.

Re: Walmart backdoor or chat.

My_Fako — Thu, 22 Oct 2015 00:36:08 GMT

If chats still available right now... I'll try and report back. Wish me luck!

Re: Walmart backdoor or chat.

My_Fako — Thu, 22 Oct 2015 01:08:02 GMT

Nothing. tried for $1500 then $1000. Both declined. Will keep positive an try later...

Re: Walmart backdoor or chat.

Anonymous — Thu, 22 Oct 2015 01:11:15 GMT

Best of luck to you! The 620 score is low and that is most likely what is holding you back. Check on the reasons they give you in a denial letter and begin to work on those, and then try again in 4 months. Be sure to keep your utilization on all cards low as you work on the reasons they provide to you.

Hang in there, you're on the right path and I'm sorry the slow progress is frustrating.

Re: Walmart backdoor or chat.

Anonymous — Thu, 22 Oct 2015 01:09:07 GMT

Sorry to hear that.

Re: Walmart backdoor or chat.

Anonymous — Thu, 22 Oct 2015 01:23:42 GMT

The only thing you can try now is calling the backdoor number (866) 519 6441 and ask for 6k, they will counter if approved.. This is 1 step above chat..

Good luck!!!

Re: Walmart backdoor or chat.

Anonymous — Thu, 22 Oct 2015 02:10:48 GMT

@My_Fako wrote:
Nothing. tried for $1500 then $1000. Both declined. Will keep positive an try later...

Try that backdoor number. I just called and it worked. I got bumped from $1600 to $3500.