topic Re: Getting multiple barclays cards!! in Credit Card Applications

Getting multiple barclays cards!!

Anonymous — Sun, 07 Jul 2013 14:54:19 GMT

Good morning everyone! Just looking for some info on getting two barclays cards...I currently have the apple card for 2k. I would like the rewards card or nfl card, but don't know how long to wait to app again. I have has the apple card for two statements. Is it possible to get two barclays cards? If you have two, how long did u wait between apps? Thanks in advance!!!

Re: Getting multiple barclays cards!!

Anonymous — Sun, 07 Jul 2013 14:56:25 GMT

Got 5k on Apple. Then declined for NFL after like 45-60 days. I would wait. They are not the easiest nut to crack.

Re: Getting multiple barclays cards!!

Creditaddict — Sun, 07 Jul 2013 14:56:58 GMT

I think people have said 90 days or something is minimum but they are really weird about having a 2nd card.

Re: Getting multiple barclays cards!!

Peteyglad — Sun, 07 Jul 2013 15:10:22 GMT

Typically they want 6 months between your first and second card, but have seen as little as 4 months.

Re: Getting multiple barclays cards!!

GatorGuy — Sun, 07 Jul 2013 15:10:49 GMT

@Creditaddict wrote:
I think people have said 90 days or something is minimum but they are really weird about having a 2nd card.

Is this true for regardless of what your CS is? Or is it only for certain products?

Re: Getting multiple barclays cards!!

Anonymous — Sun, 07 Jul 2013 15:27:01 GMT

They told me my TU Fico was over 720 (A no brainer for most) and they did not care. No 2nd card for me. Plently of income in relation to available CL

Re: Getting multiple barclays cards!!

Anonymous — Sun, 07 Jul 2013 15:29:10 GMT

Gstq34....are u going to app again in a few months?

Re: Getting multiple barclays cards!!

Anonymous — Sun, 07 Jul 2013 15:29:33 GMT

Thanks everyone!!! I am definitely going to wait!!!!

Re: Getting multiple barclays cards!!

Anonymous — Sun, 07 Jul 2013 15:34:37 GMT

@Anonymous wrote:
Gstq34....are u going to app again in a few months?

Nope. They P*d me off!

Re: Getting multiple barclays cards!!

andre181 — Sun, 07 Jul 2013 16:24:41 GMT

Yes, you can have 2 Barclay cards.

I got my Priceline card in February and then, without thinking, applied for the Sallie Mae card in May and got the 7-10 day message.

I just knew they were going to deny me for the Sallie Mae because it had been too soon since I had gotten the Priceline. I immediately called for recon even though I hadn't gotten a decision yet. Backdoor rep manually approved it for me though, but said I should've waited at least 6 months. I got lucky big time.

Don't make my mistake, wait for at least 6 months!

Re: Getting multiple barclays cards!!

youngandcreditwrthy — Sun, 07 Jul 2013 16:25:40 GMT

Please be careful with this! Lol as a Barclaycard holder($7700 Trav Amex) Barclay's can turn on you like a snake. And the don't really like to dole out second accounts. I apped for an Arrival card with a 713 TU(listed on letter) and got denied for "sufficient credit". Heh
Anywho, good luck! Lol

Re: Getting multiple barclays cards!!

Open123 — Sun, 07 Jul 2013 16:29:47 GMT

I've had up to 4, but beyond 2 is quite a hassle. In the past, 60 days were good enough for another card, but I'm not sure if that's changed.

For me, the on the 4th card, I got a better result by just letting them review it, whereas in the previous one, calling them only resulted in their analyst giving me a pedantic and sophomoric lesson on credit risk.

Re: Getting multiple barclays cards!!

sandman2435 — Sun, 07 Jul 2013 17:00:22 GMT

I had 3 and closed out 2...and did the wait 6 month deal and apped for the arrival card and get the same lecture..even though I've had my NFL card for over 6 months and ran a ton of $ thur it and always paid in full...I even asked for them to split my 12.2K limit to open up the arrival..Still no dice!! oh well

Re: Getting multiple barclays cards!!

FinStar — Mon, 08 Jul 2013 01:36:45 GMT

IMO this varies by individual. Perhaps bad luck for one of the above posters (even on recon) who makes the assertion that Barclays can turn on you "like a snake" but I disagree. I've had up to 4 CC products with them, never any issues - other than for one I received as a pre-approved offer I had to call to verify ID information - nothing major. The consensus would seem based on folks who post on these forums that Barclays tends to be conservative; however, those who have above average or excellent credit then it should present no issue on obtaining a 2nd product.

I eventually consolidated the 4 into 3 CCs and shifted the CLs without any issues. My history with them dates back to 2006 though.

Re: Getting multiple barclays cards!!

Open123 — Mon, 08 Jul 2013 01:40:52 GMT

@FinStar wrote:
I eventually consolidated the 4 into 3 CCs and shifted the CLs without any issues. My history with them dates back to 2006 though.

I'm eventually going to consolidate 3 of them into a no fee one. Do you know if they're receptive to PC'ing from a fee card (such as US Air & Arrival) into the Barclay Rewards?

Re: Getting multiple barclays cards!!

Ron1 — Mon, 08 Jul 2013 01:46:37 GMT

I got denied for Apple Itunes card 90 days after I got approved for Travelocity Amex card. I waited for almost a year and half to apply for another Barclays Card. I currently have two. I don't think I want another one now.

Ron.

Re: Getting multiple barclays cards!!

FinStar — Mon, 08 Jul 2013 01:54:57 GMT

@Open123 wrote:
@FinStar wrote:
I eventually consolidated the 4 into 3 CCs and shifted the CLs without any issues. My history with them dates back to 2006 though.
I'm eventually going to consolidate 3 of them into a no fee one. Do you know if they're receptive to PC'ing from a fee card (such as US Air & Arrival) into the Barclay Rewards?

Very good question. It was my understanding when I spoke with them a while back, that in order to consolidate any CCs they have to be within the same or similar product family and open for a while (>12 mos). For instance, a co-branded US Airways could not be combined with say the non co-branded Ring Card or the Apple Financing CC into the Travelocity CC. However, it appears Barclays reviews those TL consolidation policies periodically. Best suggestion is to contact them to determine whether there's any flexibility with consolidating the current products that you have or shift the limit(s) to the card that gets the best benefit overall.

Re: Getting multiple barclays cards!!

Anonymous — Mon, 08 Jul 2013 03:15:41 GMT

So they want at least 6 months in between cards then? or longer?

I might be interested in another Barclays card, but having to deal with them sounds a little too troublesome for what it's worth.

Re: Getting multiple barclays cards!!

FinStar — Mon, 08 Jul 2013 06:02:55 GMT

@Anonymous wrote:
So they want at least 6 months in between cards then? or longer?
I might be interested in another Barclays card, but having to deal with them sounds a little too troublesome for what it's worth.

That was my impression enharu when I last spoke with them. Now, I'm certain this could vary by individual of course. IMO, for the optimal Barclays approval opportunity with their multi-product suite to spread them every other year.

Re: Getting multiple barclays cards!!

improvingmycredit — Mon, 08 Jul 2013 06:32:15 GMT

Found this interesting ditty: http://boardingarea.com/rapidtravelchai/2012/12/12/barclays-credit-cards-101-and-how-many-can-you-get-at-once-4-5-or-more/
I personally have 2. Had no problem getting the second. Instant approval but the apps were well over a year apart and my FICO significantly improved from my first app with them. .