topic Re: Barclay approval odds? in Credit Card Applications

Barclay approval odds?

Cmikul — Fri, 23 Oct 2015 05:14:40 GMT

just got declined for Ameriprise WEMC.

any chance an Arrival + would go thru?....

Re: Barclay approval odds?

OmarGB9 — Fri, 23 Oct 2015 05:15:53 GMT

Stats?

Re: Barclay approval odds?

Cmikul — Fri, 23 Oct 2015 05:23:12 GMT

Approx

EQ 682 2 HP

TU 701 7 HP

EX 674 9 HP

10% Util on $60k

$150k + yr

Re: Barclay approval odds?

Anonymous — Fri, 23 Oct 2015 05:46:38 GMT

Looks good. Why were you declined on the other card?

Re: Barclay approval odds?

Cmikul — Fri, 23 Oct 2015 05:50:59 GMT

@Anonymous wrote:
Looks good. Why were you declined on the other card?

Don't know yet. Just said they couldn't currently offer approval.

checked the online status.

Re: Barclay approval odds?

OmarGB9 — Fri, 23 Oct 2015 07:33:12 GMT

What cards do you currently have with Barclays? If any.
If none, then that's strange because your file looks good. Any baddies?

Re: Barclay approval odds?

gibeon — Fri, 23 Oct 2015 13:27:30 GMT

They were throwing the Arrival+ at people a few weeks ago. Check the prequal site, if it says "congratulations" and "accept now" instead of "recommended" and "apply now," then you have an excellent chance.

I applied with the "recommend" message and "happy now" button and got instant approval. My TU was in the 650s at the time, 28 Inquiries, and no current baddies, but lots of old (but paid) stuff on there.

Re: Barclay approval odds?

Anonymous — Fri, 23 Oct 2015 13:48:02 GMT

I would recon that sh*t lol

Re: Barclay approval odds?

Cmikul — Fri, 23 Oct 2015 14:24:19 GMT

Recon'd. said too many accts too recent....call back after some time.....

they were very polite and willing....just said needed to wait and call back.

Re: Barclay approval odds?

Jerry45 — Fri, 23 Oct 2015 21:38:15 GMT

@gibeon wrote:
They were throwing the Arrival+ at people a few weeks ago. Check the prequal site, if it says "congratulations" and "accept now" instead of "recommended" and "apply now," then you have an excellent chance.

I applied with the "recommend" message and "happy now" button and got instant approval. My TU was in the 650s at the time, 28 Inquiries, and no current baddies, but lots of old (but paid) stuff on there.

Thanks for that info.

Re: Barclay approval odds?

sjt — Sun, 25 Oct 2015 14:25:12 GMT

@Cmikul wrote:
just got declined for Ameriprise WEMC.

any chance an Arrival + would go thru?....

Are you a Ameriprise client. If not, that could be the reason for denial.

Re: Barclay approval odds?

morgacj2004 — Sun, 25 Oct 2015 18:14:44 GMT

I would recon. But u may need to be persistent. I just got my Arrival + app approved after my fourth recon attempt. I have had better success calling late at night on the weekend and establishing repoire with the UW. Of course I have no Life. Lol They are sensitive to newly opened accounts.

Re: Barclay approval odds?

sjt — Sun, 25 Oct 2015 20:20:15 GMT

@morgacj2004 wrote:
I would recon. But u may need to be persistent. I just got my Arrival + app approved after my fourth recon attempt. I have had better success calling late at night on the weekend and establishing repoire with the UW. Of course I have no Life. Lol They are sensitive to newly opened accounts.

What were the reasons for the denials and dont the UWs have records of all the calls you make?