topic Re: Cap1 finally showed some luv however. in Credit Card Applications

Cap1 finally showed some luv however.

Anonymous — Thu, 22 Oct 2015 16:33:40 GMT

Had the card for almost a year and a half. Got a CLI of 2k after 6 months, never got anything after. Would hit luv every couple days sometimes going a few weeks without hitting it. Always got spending too low message, even when i put a ton of swipes on it.

Today i hit it finally saw a CLI, $750. Pretty low, considering all the luv Disc been giving me, in fact i got 2 day message with disc right now after my $400+ statement cut and a ton of swipes. So im anticipating i will go from $18k to $20k+ in the very near future.

Anyway i rejected their offer, i dont see the point in taking souch a low increase. Im trying to get all my cards close or over 10k. I want my file to look good, i want lenders in the future to see i can handle high limit cards and great scores.

What are my chances of getting another CLI with a higher amount in the near future? When will the LUV button be activated again? Or am i out of luck for another 6 months?

Got damn cap1 is incredibly stingy.

Re: Cap1 finally showed some luv however.

morgacj2004 — Thu, 22 Oct 2015 18:13:32 GMT

Wait a couple of weeks and then hit the luv button. Their offer should have increased. At least that is what always has worked for me.

Re: Cap1 finally showed some luv however.

OmarGB9 — Thu, 22 Oct 2015 18:34:26 GMT

Yea just wait a little longer and try again.

Re: Cap1 finally showed some luv however.

bodyboy1 — Fri, 23 Oct 2015 00:53:46 GMT

> Ok Mr Dre> here We go!>>> 1st< Capital One is Not stingy.. in fact they are very Generous. if you listen Maybe you will learn something, wait a couple of weeks.. & re-Request > it will be More, also rotate your cards> lots of people don't even know that means. use only your Capital one card for 2/3 months at a time / same as you would cash & Make 2/3 payments a month... Capital one loves this. & don't Make the Mistake of Comparing Discover to Capital one.
@Anonymous wrote:
Had the card for almost a year and a half. Got a CLI of 2k after 6 months, never got anything after. Would hit luv every couple days sometimes going a few weeks without hitting it. Always got spending too low message, even when i put a ton of swipes on it.

Today i hit it finally saw a CLI, $750. Pretty low, considering all the luv Disc been giving me, in fact i got 2 day message with disc right now after my $400+ statement cut and a ton of swipes. So im anticipating i will go from $18k to $20k+ in the very near future.

Anyway i rejected their offer, i dont see the point in taking souch a low increase. Im trying to get all my cards close or over 10k. I want my file to look good, i want lenders in the future to see i can handle high limit cards and great scores.

What are my chances of getting another CLI with a higher amount in the near future? When will the LUV button be activated again? Or am i out of luck for another 6 months?

Got damn cap1 is incredibly stingy.

Re: Cap1 finally showed some luv however.

Anonymous — Fri, 23 Oct 2015 01:16:35 GMT

Which card is this?

Re: Cap1 finally showed some luv however.

Anonymous — Fri, 23 Oct 2015 18:44:03 GMT

Your file is a little thin with only 4 accounts. Your scores are good. Do you have a prequal for a Venture card? Many times Cap One likes you to upgrade to a new card if you want a higher limit.

Plus you can get some good limit cards right now. Cabelas Visa, Am Ex, Barclay's to name a few.